how do you track and make sure that the 5-year aging requirement for each conversion is met to make sure the money you about to take out will not be taxed or fined, even after age 59.5? Thanks!
I use the last year's Turbotax to estimate the possible
tax before the year end, then convert the certain amount according to the income tax rate before the year end. and when the market was bad, just convert some.
许多长线投资者都以股神为榜样，读他的年报，读关于他的书，模拟他的投资（市上至少有十来个这样的产品）。尽管成功不可复制，或幸存者偏差。连股神自己都说，你们干脆长持指数算啦。
其实最简单的办法是直接买入神股长持。BRK.A的原始股每只11刀，今天51万多；BRK.B面世的时候每只一千，十几年后1：50拆股一次，现在还360多刀。从不分红，不担心欠税，直到用钱时买几只。
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how do you track and make sure that the 5-year aging requirement for each conversion is met to make sure the money you about to take out will not be taxed or fined, even after age 59.5? Thanks!
盖茨走后的微软十来年，葛洛夫后的因特尔。
tax before the year end, then convert the certain amount according to the income tax rate before the year end. and when the market was bad, just convert some.