The result, according to industry pros: pricier monthly mortgage payments for most homebuyers — an ugly surprise for those who worked for years to build their credit, only to face higher costs than they expected as part of a housing affordability push by the US Federal Housing Finance Agency.
“It’s going to be a challenge trying to explain to somebody that says, ‘I worked my whole life for high credit and I’ve put a lot of money down and you’re telling me that’s a negative now?’ That’s a hard conversation to have,” one worried Arizona-based mortgage loan originator told The Post.
贴了好几次，彬彬有礼的用词，非不让我贴，为什么--实验了好几次，明白了。 新闻链接不让贴ny-post的新闻链接。同学们自己搜吧。贴一小段文字：
The result, according to industry pros: pricier monthly mortgage payments for most homebuyers — an ugly surprise for those who worked for years to build their credit, only to face higher costs than they expected as part of a housing affordability push by the US Federal Housing Finance Agency.
“It’s going to be a challenge trying to explain to somebody that says, ‘I worked my whole life for high credit and I’ve put a lot of money down and you’re telling me that’s a negative now?’ That’s a hard conversation to have,” one worried Arizona-based mortgage loan originator told The Post.
拜登5月1日新政策：credit score越高的，买房的贷款利率越高。
credit score> 680,会导致你贷款利率变高
down payment > 15%, 也会导致你贷款利率变高。
这个政策包括所有的mortage, FHA, conventional.
让信用好的人多付premium, 去补贴信用不好的买房。
我看整个社会都得神经错乱了
常规贷款新的费用调整
信用高的人的利率涨了一点，信用低的人利率降了一点，但是信用高的人的利率还是低于信用低的人的利率很多。
我昨天已经讨论过了
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