If you buy in 2001 high, then it takes 20 years to come back. This is really scary. 宝宝 发表于 2/20/2020 2:33:45 PM
Depends on what you bought. The S&P 500 briefly surpassed the 2000 peak in 2007. But then came the Great Recession. The index passed the 2000 mark for good in 2013. But for people that know what they are doing, they would not have invested all they have at the peak.
Quality investing is not to pick a few stocks and hope to get lucky. Too many people think that's the stock market. That's movie BS. It's gambling, not investing. Quality investing is to have a portfolio of good, diversified assets that will increase in value over time.
chase有好多种不同的program,会根据你的风险承受能力来personalize配置,我们选的是相对比较保守的,就是市场好的时候仍然股票占小头,fixed income之类占大头,市场不好的时候股票占比更少更少那种。如果你选其他更aggressive一点的program,回报会更高。但因为总有其他资产配置,在好年景可能还是无法和纯股票相比。但是大盘也有跌25%的时候,我更看重在这些时候chase的表现。我的主要诉求主要是保值和风险控制,跑赢贷款利率和通胀是目标,并不是跑赢大盘。我碰到过的chase的advisor都开玩笑说我们的理财不像年轻人,像快退休似得。但个人投资理财还是要自己觉得comfortable对吧。我知道很多人都是无脑定投大盘的,但all in CD的人我也理解。
🔥 最新回帖
Depends on what you bought. The S&P 500 briefly surpassed the 2000 peak in 2007. But then came the Great Recession. The index passed the 2000 mark for good in 2013. But for people that know what they are doing, they would not have invested all they have at the peak.
Quality investing is not to pick a few stocks and hope to get lucky. Too many people think that's the stock market. That's movie BS. It's gambling, not investing. Quality investing is to have a portfolio of good, diversified assets that will increase in value over time.
各州发行的muni bond
收。帮客户挣到大红大紫时,我们也只不过得到那1%,如果做得不好要赔的话,没人会肯做这生意。每年打败S&P谈何容易。这里有些人会大吹自己挣多少。可这只是短期的事。当他/她亏的时候呢?
客户不满意可随时取消合约。我们回报纪录一年至少报道四次。而且客户随时自己可登上户口看。
🛋️ 沙发板凳
re
财不外露啊。等会骗子上门了。哎。
请帮助一下有才之人
lz可以加baby
听Baby的,没错。最喜欢Baby了!
先上车再说, 能赚一天是一天,股市在2015年一直就是高位了
那是saving吧 没有checking那么高的
当然,业余股神也真有一大把。有人投资有天赋真不需要什么牌。只是,业余人士给的料真是随便说说的。听听别人意见没事,但是你自己也学习学习做做功课吧。那钱是你自己的。冒险之前总该自己探探风向。
请多说两句怎么开始学习
还有这个?得看一看!
哪个网上银行?
请问专业资金管理一般比例提成是多少? 1m资金交给你打理的话,每年大概能达到多少增值率?
strategy都告诉其他人了还怎么赚钱😂 世界哪有那么多活雷锋
Mark.......
Mark.....
大概多少钱可以开户?
这个有点tricky,你要投资账户的话几万都可以,三五万都没问题,但是你必须先有chase private client,这个minimum是25万,如果你都放了至少25万了,只用几万投资其他都在saving里拿0.01%的利息肯定太傻了。当然你也可以买CD,也算在25万里面,chase时不时也会有promotion rate的,2%左右。BOA的Merrill不要求这么多,但貌似只有绿卡或者公民才能开投资账户。
啥是real estate loan啊?介绍下呗
请问这个怎么投啊?
做空
https://accounts.chase.com/consumer/banking/online/sapphirechampion?sitelink=xlobmobilesitelink&jp_cmp=rb/Chase+Core_Brand_BMM_Chk-Sav_SEM_NME_Mobile_Standard_NA/sea/p51298536992/Chase+-+Offers&opti_ca=9159610507&opti_ag=93068415539&opti_ad=414791649247&opti_key=aud-461562237081:kwd-304731117076&gclid=CjwKCAiA1rPyBRAREiwA1UIy8PIwQ8N5Toy7KuD_6634nNb1x0JlgFBGhX_mHc4IrG1uaCU0pW4JEBoCi9sQAvD_BwE&gclsrc=aw.ds
/
https://accounts.chase.com/consumer/banking/online?px=WV49729&sitelink=headline&jp_cmp=rb/Chase+Core_Brand_BMM_Chk-Sav_SEM_NME_Mobile_Standard_NA/sea/p51298536992/Chase+-+Offers&opti_ca=9159610507&opti_ag=93068415539&opti_ad=414791649247&opti_key=aud-461562237081:kwd-304731117076&gclid=CjwKCAiA1rPyBRAREiwA1UIy8DrIycO7Qs8QCipXQDV1WliHp7LPtzjQCMslAX-BtdaxiaBQag-Q0BoCRmwQAvD_BwE&gclsrc=aw.ds&crtv=SAQ1200
Re 前面说有钱的让我惊呆了。这不就是湾区普通人一个么?有付清的湾区自住房+30万闲钱才算有钱
看年龄或工作年资,30多岁房子付清还有30万存款的,算有钱人,40多岁就不一定算了
chase有好多种不同的program,会根据你的风险承受能力来personalize配置,我们选的是相对比较保守的,就是市场好的时候仍然股票占小头,fixed income之类占大头,市场不好的时候股票占比更少更少那种。如果你选其他更aggressive一点的program,回报会更高。但因为总有其他资产配置,在好年景可能还是无法和纯股票相比。但是大盘也有跌25%的时候,我更看重在这些时候chase的表现。我的主要诉求主要是保值和风险控制,跑赢贷款利率和通胀是目标,并不是跑赢大盘。我碰到过的chase的advisor都开玩笑说我们的理财不像年轻人,像快退休似得。但个人投资理财还是要自己觉得comfortable对吧。我知道很多人都是无脑定投大盘的,但all in CD的人我也理解。
有, 貌似是发Email邀请的。
Cash drag affects its performance.
说这些没啥意思吧,人家钱少也可以投资啊,而且基本的原理都差不多。
对,600那个是targeted,$1000刀的是公开的,亲测可以叠加。
你哪里找8%的bond fund呢,即使垃圾债券也达不到这个收益了,那些还有很多信用risk。