另外要track S&P500作长期投资不推荐SPY, 一是expense ratio比较高(9.5bps vs 3bps for VOO vs 4bps for IVV), 二是由于是UIT, intra-quarter dvd放在cash里没有reinvest, 有dividend drag. 综合起来SPY会under-perform IVV/VOO平均每年5-10个bps左右.
另外要track S&P500作长期投资不推荐SPY, 一是expense ratio比较高(9.5bps vs 3bps for VOO vs 4bps for IVV), 二是由于是UIT, intra-quarter dvd放在cash里没有reinvest, 有dividend drag. 综合起来SPY会under-perform IVV/VOO平均每年5-10个bps左右.
I cannot imagine that you work in finance. You are clueless. You don't know the difference between a total return and a price return or appear not to care with your ignorance. Stop advising people with your false info!
In fact, you don't even know elementary math as you don't know the meaning of word "涨".
For others benefit, I will correct the above info with the right numbers.
From 06/22/2009 to 06/18/2019:
IVV Price change 225.8469%, annualized 12.5459%. Total return (with dvd reinvested) 301.2997%, annualized 14.9159%.
SPY Price change 228.2818%, annualized 12.6297%. Total return (with dvd reinvested) 299.3280%, annualized 14.8592%.
The only number that matters to an investor is the total return. For every 100 dollar you invested back in 06/22/2009, you get 1.97 dollars more with IVV than SPY today.
I cannot imagine that you work in finance. You are clueless. You don't know the difference between a total return and a price return or appear not to care with your ignorance. Stop advising people with your false info! In fact, you don't even know elementary math as you don't know the meaning of word "涨" . For others benefit, I will correct the above info with the right numbers. From 06/22/2009 to 06/18/2019: IVV Price change 225.8469%, annualized 12.5459%. Total return (with dvd reinvested) 301.2997%, annualized 14.9159%. SPY Price change 228.2818%, annualized 12.6297%. Total return (with dvd reinvested) 299.3280%, annualized 14.8592%. The only number that matters to an investor is the total return. For every 100 dollar you invested back in 06/22/2009, you get 1.97 dollars more with IVV than SPY today.
I cannot imagine that you work in finance. You are clueless. You don't know the difference between a total return and a price return or appear not to care with your ignorance. Stop advising people with your false info! In fact, you don't even know elementary math as you don't know the meaning of word "涨" . For others benefit, I will correct the above info with the right numbers. From 06/22/2009 to 06/18/2019: IVV Price change 225.8469%, annualized 12.5459%. Total return (with dvd reinvested) 301.2997%, annualized 14.9159%. SPY Price change 228.2818%, annualized 12.6297%. Total return (with dvd reinvested) 299.3280%, annualized 14.8592%. The only number that matters to an investor is the total return. For every 100 dollar you invested back in 06/22/2009, you get 1.97 dollars more with IVV than SPY today.
I cannot imagine that you work in finance. You are clueless. You don't know the difference between a total return and a price return or appear not to care with your ignorance. Stop advising people with your false info!
In fact, you don't even know elementary math as you don't know the meaning of word "涨".
For others benefit, I will correct the above info with the right numbers.
From 06/22/2009 to 06/18/2019:
IVV Price change 225.8469%, annualized 12.5459%. Total return (with dvd reinvested) 301.2997%, annualized 14.9159%.
SPY Price change 228.2818%, annualized 12.6297%. Total return (with dvd reinvested) 299.3280%, annualized 14.8592%.
The only number that matters to an investor is the total return. For every 100 dollar you invested back in 06/22/2009, you get 1.97 dollars more with IVV than SPY today.
你发言说1>2, 你管这个叫民主？ I don't care. I only care to let everybody know that it is WRONG.
If you were not behaving like a jerk, I may have carefully pointed it out without hurting your feeling. You didn't care about your face in the first place thinking you were wearing a mask on a forum yourself, then I will help you rip it off.
你这不是纯粹搅浑水是啥。 你发言说1>2, 你管这个叫民主？ I don't care. I only care to let everybody know that it is WRONG. If you were not behaving like a jerk, I may have carefully pointed it out without hurting your feeling. You didn't care about your face in the first place thinking you were wearing a mask on a forum yourself, then I will help you rip it off.
1. I recommended IVV/VOO over SPY for LONG-TERM investment. I explained the reasons. I would recommend SPY for short-term and options trading for its liquidity and benchmark roles.
2. You list price returns indicating SPY is better than IVV for LONG-TERM investment, which is totally misleading. I explained why.
你愿意可以再说十遍"那个块儿八毛的区别”, 继续歪曲事实，继续给我乱贴标签。It doesn't change the facts.
明明IVV是涨的呀，为什么today's gain/loss 是在跌呢？ETF应该是实时显示的呀
抓住问一下，IVV就是S&P500 吗？ 我要找S&P500， 没找到。
ivv是ishares的跟随S&P500 的etf，还有其它公司的，比如spy, voo
我买ivv是因为fidelity免交易费
Fidelity Positions只显示price change, 分红会放在cash里, 收盘后再更新, 不会自动reinvest.
实时quote是total return, 加了dividend的, 反映market波动.
看来是这个原因，原来quote是加了分红的，学到了，谢谢
另外要track S&P500作长期投资不推荐SPY, 一是expense ratio比较高(9.5bps vs 3bps for VOO vs 4bps for IVV), 二是由于是UIT, intra-quarter dvd放在cash里没有reinvest, 有dividend drag. 综合起来SPY会under-perform IVV/VOO平均每年5-10个bps左右.
SPY可以用来作short-term. 长期投资用fidelity选IVV, 用vanguard选VOO.
大牛，就是说长期投资的就买IVV可以，不要买SPY吗？
是. Fidelity可以参考这贴.
https://forums.huaren.us/showtopic.aspx?topicid=2412678&&page=1
学习了，多谢！
—————-
请问一下好心人，这个iShares是要另开账户才能买么？我有fidelity的账户，但是我打开etf/ishares的网页，上面显示我还要开新账户
赞一下这位keynorth01层主，上面的链接里每一个贴子我也看了，感觉层主真心想帮助人而且也很有耐心，在这里感谢一下层主。
你怎么那么牛，都看不懂 ---发自Huaren 官方 iOS APP
不用另外开啊
光看股价，不看分红。
十年，06/22/2009，
ivv，open 91.90，
spy，open 91.14，
06-17-2019，
ivv，289.74，涨315.28%
spy，289.37，涨317.50%
I cannot imagine that you work in finance. You are clueless. You don't know the difference between a total return and a price return or appear not to care with your ignorance. Stop advising people with your false info!
In fact, you don't even know elementary math as you don't know the meaning of word "涨".
For others benefit, I will correct the above info with the right numbers.
From 06/22/2009 to 06/18/2019:
IVV
Price change 225.8469%, annualized 12.5459%.
Total return (with dvd reinvested) 301.2997%, annualized 14.9159%.
SPY
Price change 228.2818%, annualized 12.6297%.
Total return (with dvd reinvested) 299.3280%, annualized 14.8592%.
The only number that matters to an investor is the total return. For every 100 dollar you invested back in 06/22/2009, you get 1.97 dollars more with IVV than SPY today.
我不就说了个块八毛的差别吗，至于吗。。。？
冤家，您在fidelity上班吗？消消气！
哈哈😄
呵呵😄
http://forums.huaren.us/archiver/showtopic.aspx?topicid=2371914&page=1
你口口声声不在乎块八毛差别, 又忍不住来回帖搅浑水提供错误信息.
技术细节讨论说不出东西来, 错误连篇, 就又来贴标签那一套. 上一贴说完你,你这贴还来找碴,你被打脸上瘾了?
我参与的讨论有错误信息我会澄清, 以免别人被误导.
只是每年0.2%的区别，需要这样diss人吗？SPY是sp500最大的etf. 如果存cd, 大银行利率肯定比小银行少点，存大银行cd 的都是傻瓜，你是不是这个意思？话不能好好说吗？置于吗？
你给reinvest dividend也要看tax rate啊。你算的return里dividend多少是交税了的？需不需要别人也说打你脸，数学小学水平都没有的一类的话？
还不到0.2%的区别. 不过故意把方向都搞反了我肯定要指出来. 一次次的挑衅加梦呓, 一次次的提供错误信息, 我diss之决不二话. 对正常人有正常人的态度, 对神经病有神经病的态度. 你愿意站那边随你便.
大就是好是另一个话题了. IVV和VOO也是上千亿的AUM, 没有本质区别, 你的例子不适用. 我只是list facts, 给出我的analysis和recommendation. 不同意给出具体分析好了. 吵架没兴趣, 找别人吧.
需要。你算清楚写出来，让数字说话，不要嫌麻烦。我算过的，你贴出来具体数据我来帮你核实。 贴不出具体算法和数据之前，我先ignore你其他主观发言。
。。。唉，你说的这也叫技术。。。？！
发个帖子讨论吧。。。表明观点就行了，这也是民主的一种形式，。。非得搞成批斗“打脸”。。。你又不多赚块八毛的。。。
呵呵😄
你这不是纯粹搅浑水是啥。
你发言说1>2, 你管这个叫民主？ I don't care. I only care to let everybody know that it is WRONG.
If you were not behaving like a jerk, I may have carefully pointed it out without hurting your feeling. You didn't care about your face in the first place thinking you were wearing a mask on a forum yourself, then I will help you rip it off.
另外分红是否reinvest是个人选择咯
spy就是比IVV好，又怎么了？我就是spy 的拥趸，spy的好处太多了。
不是所有人像你一样，买了一动不动，等十年，就为了等那个块儿八毛的区别的。
又说的我好像diss SPY一样，搞得楼上有人稀里糊涂开始站队。
再重复一遍facts.
1. I recommended IVV/VOO over SPY for LONG-TERM investment. I explained the reasons. I would recommend SPY for short-term and options trading for its liquidity and benchmark roles.
2. You list price returns indicating SPY is better than IVV for LONG-TERM investment, which is totally misleading. I explained why.
你愿意可以再说十遍"那个块儿八毛的区别”, 继续歪曲事实，继续给我乱贴标签。It doesn't change the facts.
我只是指出来你贴dividend reinvestment的回报没有提到dividend tax肯定是因人而异的。我从来不算这些鸡毛蒜皮的零钱，只是让你知道你算鸡毛蒜皮的零钱也算的不对。所以你说别人，自己都算的不严谨啊。
一次次挑衅在哪里？我就看到这个贴里cboe写了一次就给你骂的狗血淋头。