這一類案件的法律背景是基於後方滑雪者的 "negligence"，雖然說，樓主認定這是對方"突然转向，导致后面人来不及避开撞上"，但是問題在於，前方的滑雪者沒有後照鏡，也沒有轉向燈，同時後方的滑雪者沒有 ABS 防鎖定煞車，所以這個問題的關鍵就在於滑雪的人都必須要有"Assumption of the Risk"的認知，特別是前方有人的情況。因此，對方找律師，簡單的說就是當時雙方沒有處理妥當，所以人家真正氣不過。至於對方律師找你，第一步當然是由保險入手，因為只要有了保險資料，就保證可以要到錢，(因為這個意外，你們的責任是占絕大部份)，好，如果你不提供你們的保險資料，也沒有關係，告你是一樣可以要到錢，只是要多要少的問題，所以要不要提供，老貓相信你應該可以做出一個正確的決定。
這是相關法律，請特別留心藍字的部分。你是撞人的一方(人家沒有撞你)，同時威州的法律沒有說不帶頭盔就該死 ! OK
895.526 Participation in a snow sport; restrictions on civil liability, assumption of risk. (1) Definitions. All definitions in s. 167.33 apply to this section unless the context otherwise requires. (2) Appreciation of conditions and risk of participation in a snow sport. (a) Every participant in a snow sport at a ski area accepts the conditions and risks of the snow sport as set forth in s. 167.33 (2). (b) Every participant in a snow sport at a ski area is presumed to have seen and understood signage provided by the ski area operator pursuant to s. 167.33 (3). (c) Every participant in a snow sport at a ski area accepts that failure to wear a helmet or wearing a helmet that is improperly sized, fitted, or secured increases the risk of injury or death or the risk of a more severe injury. Every participant in a snow sport at a ski area accepts that a helmet may not be available for purchase or for rent at a ski area. (d) Every participant in a snow sport at a ski area accepts that natural or man-made items or obstacles within a ski area, including ski area infrastructure and ski area vehicles, may be unpadded or not heavily padded and accepts that there may be a higher risk of injury or death or of a more severe injury associated with a collision with an item or obstacle that is unpadded or not heavily padded. (3) Responsibilities of a participant in a snow sport. Every participant in a snow sport is responsible to do all of the following: (a) Fulfill his or her duties set forth in s. 167.33 (5). (b) Choose whether to wear a helmet while participating in the snow sport. If the participant chooses to wear a helmet, he or she has the responsibility to ensure the helmet is of the correct size and fit and to ensure that it is properly secured while he or she participates in the snow sport. (4) Limits on liability for a ski area operator; release and liability of a participant. (a) A ski operator who fulfills all of his or her duties under s. 167.33 (3) and (4) owes no further duty of care to a participant in a snow sport and is not liable for an injury or death that occurs as a result of any condition or risk accepted by the participant under sub. (2). (b) A participant involved in a collision with any other participant or with a nonparticipant may be liable for an injury or death that occurs as a result of the collision. (c) This subsection shall be construed broadly. 895.526(5)(5) Effect on related provision. Nothing in this section affects the limitation of a property owner's liability under s. 895.52. History: 2011 a. 199.
保留好滑雪场门票，信用卡付款记录
这里面是有套路的，律师都懂
這一類案件的法律背景是基於後方滑雪者的 "negligence"，雖然說，樓主認定這是對方"突然转向，导致后面人来不及避开撞上"，但是問題在於，前方的滑雪者沒有後照鏡，也沒有轉向燈，同時後方的滑雪者沒有 ABS 防鎖定煞車，所以這個問題的關鍵就在於滑雪的人都必須要有"Assumption of the Risk"的認知，特別是前方有人的情況。因此，對方找律師，簡單的說就是當時雙方沒有處理妥當，所以人家真正氣不過。至於對方律師找你，第一步當然是由保險入手，因為只要有了保險資料，就保證可以要到錢，(因為這個意外，你們的責任是占絕大部份)，好，如果你不提供你們的保險資料，也沒有關係，告你是一樣可以要到錢，只是要多要少的問題，所以要不要提供，老貓相信你應該可以做出一個正確的決定。
可以再问一下：当时对方好像自己也没有戴头盔，这算不算一个个人责任呢？ 听说也不是每个保险公司都保这个，我们跟保险公司咨询的时候，被告知不一定。要真正process的时候才会有答案，那到时候保险不报，我们又该怎么办？
总感觉我们不该就直接把保险给对方律师，因为责任双方都有。我们需要先跟自己保险报备一下file claim 好呢？还是就等他们告再说？对方伤的不重，就像你说的应该就是气不过！ 谢谢！
895.526 Participation in a snow sport; restrictions on civil liability, assumption of risk.
(1) Definitions. All definitions in s. 167.33 apply to this section unless the context otherwise requires.
(2) Appreciation of conditions and risk of participation in a snow sport.
(a) Every participant in a snow sport at a ski area accepts the conditions and risks of the snow sport as set forth in s. 167.33 (2).
(b) Every participant in a snow sport at a ski area is presumed to have seen and understood signage provided by the ski area operator pursuant to s. 167.33 (3).
(c) Every participant in a snow sport at a ski area accepts that failure to wear a helmet or wearing a helmet that is improperly sized, fitted, or secured increases the risk of injury or death or the risk of a more severe injury. Every participant in a snow sport at a ski area accepts that a helmet may not be available for purchase or for rent at a ski area.
(d) Every participant in a snow sport at a ski area accepts that natural or man-made items or obstacles within a ski area, including ski area infrastructure and ski area vehicles, may be unpadded or not heavily padded and accepts that there may be a higher risk of injury or death or of a more severe injury associated with a collision with an item or obstacle that is unpadded or not heavily padded.
(3) Responsibilities of a participant in a snow sport. Every participant in a snow sport is responsible to do all of the following:
(a) Fulfill his or her duties set forth in s. 167.33 (5).
(b) Choose whether to wear a helmet while participating in the snow sport. If the participant chooses to wear a helmet, he or she has the responsibility to ensure the helmet is of the correct size and fit and to ensure that it is properly secured while he or she participates in the snow sport.
(4) Limits on liability for a ski area operator; release and liability of a participant.
(a) A ski operator who fulfills all of his or her duties under s. 167.33 (3) and (4) owes no further duty of care to a participant in a snow sport and is not liable for an injury or death that occurs as a result of any condition or risk accepted by the participant under sub. (2).
(b) A participant involved in a collision with any other participant or with a nonparticipant may be liable for an injury or death that occurs as a result of the collision.
(c) This subsection shall be construed broadly.
895.526(5)(5) Effect on related provision. Nothing in this section affects the limitation of a property owner's liability under s. 895.52.
History: 2011 a. 199.
一般的情況，這些埸所的保險是負責埸地的設施與工作人員的工作,並非所有的意外都可以要求理賠。
特別是威州的法律明文規範在滑雪埸的意外事件發生後，責任的歸屬是由當事人自己負責 ， （下面老貓有列入威州的法律全文，如果有問題，請自行參考）
其實本來這種碰撞再所難免，如果雙方當時互動的好，根本沒有事，然而看到樓主????續的回應，良心說當時雙方的對話可能真正有問題。
所以不要把責任丟給埸地方，因為這些不是他們可以事先防範的事