You can't, you can only name a trust as beneficiary.
The trust can be the revocable family trust you set up to own houses, stocks and bank accounts. The trust is functioning as an "umbrella trust".
You can have your life insurance payout, 401K/IRA beneficiary all directed to the umbrella trust, and the trust has provisions on how to distribute those monies you received after your death.
If the beneficiary is spouse, it can be rollover to spouse's account directly.
If the beneficiary are children or other non-spouse, it has required withdrawal period, usually 10 years. The withdrawals would usually be subject to income tax rate of the beneficiary.
网上学习了,律师们当然都说一定要用律师帮忙。但是中国人的家庭关系都是很简单的,觉得自己准备也可以。 如果没有遗嘱,万一出了意外, probate就要介入管理安排。probate不仅费用高,而且时间长,大概2年的时间。
网上稍微学习以下,legal zoom 可以用它提供的方式准备。
有经验的,麻烦给指点下。
任何東西都可以 DIY,只是你死了之後,如果這個東西出了問題,你的家人要如何處理?
而且trust建立可以在你昏迷的时候有受托人管理财产支付医疗费等等。如果你的身价过百万,即使家庭成分简单,最好也需要立一个trust,把财产处置好。
那几千元为什么要省呢?当然你想省就心宽好了,连遗嘱都不要立。何必呢?反正家庭成分简单。如果立了反而复杂了。
accts as beneficiaries 等.
真的是遗嘱立不好会增加孩子矛盾。本来没有遗嘱,反正什么都是对半分。你立了遗嘱如果都是对半分,和不立无异;如果不是对半分,这个多点那个少点,或者这个给A那个给B,A和B又不太一样,这不是增加矛盾吗?
The trust can be the revocable family trust you set up to own houses, stocks and bank accounts. The trust is functioning as an "umbrella trust".
You can have your life insurance payout, 401K/IRA beneficiary all directed to the umbrella trust, and the trust has provisions on how to distribute those monies you received after your death.
If the beneficiary is spouse, it can be rollover to spouse's account directly.
If the beneficiary are children or other non-spouse, it has required withdrawal period, usually 10 years. The withdrawals would usually be subject to income tax rate of the beneficiary.
是执行人来做这些事情吗?
希望钱一点一点的给他,比如大学学费,结婚,生子之类的需要钱的时候,直到他mature enough to take a lot of money
俺身边认识一个, 活生生的例子。
老爸给弄了个几个米的trust, 所以这小子住在section9 的房子, 根本不想找工作。