They can sue her estate (遗产). Her auto insurance is obligated to defend her (even when she's dead), because her estate (遗产) is at risk in the lawsuit just as much as her asset at risk if she survived.
However, let's say the wrongful death lawsuit worth 1 million dollars. her auto insurance worth probable only a few tens of thousand (maybe 25K? 50K?) The insurace will likely pay full insured value without a fight.
So the question is, how is the victims' family recover the $950K?
Your assumption is that the mother is fully responsible. In situation like this, a lawyer will look at all the facts and decide they might have to sue the truck driver and his company (because they have higher insurance), or even auto manufacture for defective products. Who knows... Don't hate on lawyer, sometimes you need them for things like this.
刚得知一个让人痛心的消息。我们这里有一位母亲带这她的孩子以及孩子的同学一起在一次事故中死亡。这位母亲开车过中线，和对面卡车撞上，应该是全责。
那位同学的家长可以告这位母亲的丈夫吗？还是说肇事者已经死亡，就不能追究肇事者家庭的责任。
谁能解答一下。
再说告个人，拿不到多少钱的。她家车保险可以赔一部分给他们，也就是这样了。
Can J2 transfer to H1 without waver? Thanks.
https://www.sportscasting.com/will-kobe-bryants-family-get-sued-over-the-helicopter-crash/
按我律师讲的，为了让保险公司赔钱，这个同学的家长是应该告那个开车的人的。（当时律师跟我说的是：发生车祸的时候，如果我的孩子也在车里，虽然我不是责任方，我孩子也应该告我，因为我是开车的；这样，保险公司才可能赔钱。）
去咨询一下律师吧。
又，再三说，保险买足，为了自己，也为了他人。
They can sue her estate (遗产). Her auto insurance is obligated to defend her (even when she's dead), because her estate (遗产) is at risk in the lawsuit just as much as her asset at risk if she survived.
However, let's say the wrongful death lawsuit worth 1 million dollars. her auto insurance worth probable only a few tens of thousand (maybe 25K? 50K?) The insurace will likely pay full insured value without a fight.
So the question is, how is the victims' family recover the $950K?
Your assumption is that the mother is fully responsible. In situation like this, a lawyer will look at all the facts and decide they might have to sue the truck driver and his company (because they have higher insurance), or even auto manufacture for defective products. Who knows... Don't hate on lawyer, sometimes you need them for things like this.
Your child needs an UTMA account, and not sure if you can have control over the money.