I think you should make your own decision. If I were you and I have majority of my 401K in this fund, I would take at least 1/3 out when QQQ reaches 490-500 area. But that is just me.
VWUAX Top Holdings (as of March 31, 2025): NVIDIA (~8.97%) Apple (~8.79%) Microsoft (~7.79%) Amazon (~7.50%) Meta Platforms (~4.36%) Alphabet (~3.5%) Visa (~2.8%) Mastercard (~2.5%) Eli Lilly (~2.3%) Tesla (~2.2%)
This is why I am concerned and want to get out of this fund
But my 401k does not have the option to choose QQQ or VOO, we have very limited choices. So I am thinking to rollover to rollover 401k. But the broker has to sell the fund first in order to rollover. I have concern that they may sell it at very low proice, given the stock market is swinging up and down so badly these days. So I am hoping to move this fund to a stable fund myself when the price is good. Then apply for rollover. This way, I do not have to worry about the big price change during the rollover process. But it is hard to catch the moment. Plus, this fund cannot be sold at my chosen time and price, has to wait until end of day, this is another challenging part
今天是个好时机吗？谢谢！好不容易涨上来一点，怕它马上又跌回去。不懂股票，也不会看图。会看FA/TA/图形走势的大拿们可不可分分享一下，你们怎么看下周行情？谢谢！
不建议转 - YMYD
主要担心真crash了，损失太大
我仓里没有MF
一直没动过. 想趁股市回升之际，转到low risk 里面。等股市稳当了，真正开始复苏时，再投到 大家一直推荐的QQQ 或 VOO 里面去。现在这个 是VWUAX, expense ratio 是 0.21 or 0.22. 回报远不如QQQ. 一只琢磨啥时候倒腾到expense 低,收益好些的fund - 目标是长期收益,不短炒也不会短炒.
而且我们401K l里面的option 挺少,很难找到好的选项. 所以想roll over 出来. 但roll over 的话, broker 得先给你把fun 卖了, 然后再 roll over 。 想着 他们这样随机给卖， 不如自己找个 还不错的价位，自己先 转成 比较 stable 的fund， 然后再申请rollover。完成rollover 后，再找机会买进
这之前得有个plan，买多少agressive的，多少稳健的，留多少cash，等等 ...
Good luck！
你是不是觉得, 我应该拿着这个expense 高 收益跟同类比也不理想的fund? 我想找机会roll over出来，但现在股市忽上忽下的，担心broker 做rollover 时，随机把fun卖了，卖在很低的价位。等roll over 完成后，股价已经大涨，到那时怎么买都是亏。
VWUAX ： Vanguard U.S. Growth Fund Admiral™ Shares.
是在Vauguard 里面的401k
I think you should make your own decision. If I were you and I have majority of my 401K in this fund, I would take at least 1/3 out when QQQ reaches 490-500 area. But that is just me.
VWUAX Top Holdings (as of March 31, 2025): NVIDIA (~8.97%) Apple (~8.79%) Microsoft (~7.79%) Amazon (~7.50%) Meta Platforms (~4.36%) Alphabet (~3.5%) Visa (~2.8%) Mastercard (~2.5%) Eli Lilly (~2.3%) Tesla (~2.2%)
Why it's return is much lower than QQQ
But my 401k does not have the option to choose QQQ or VOO, we have very limited choices. So I am thinking to rollover to rollover 401k. But the broker has to sell the fund first in order to rollover. I have concern that they may sell it at very low proice, given the stock market is swinging up and down so badly these days. So I am hoping to move this fund to a stable fund myself when the price is good. Then apply for rollover. This way, I do not have to worry about the big price change during the rollover process. But it is hard to catch the moment. Plus, this fund cannot be sold at my chosen time and price, has to wait until end of day, this is another challenging part