I would like to maximize my capital as I will leave it to my Alma Mater. I am 74 years old, single, no dependents. I live in Texas. I think I have a pretty good risk tolerance. I never sold in 2000, 2008, 2020. My Social Security is about 45K. No other income besides dividends. My annual expenses excluding taxes are about 20K. Federal Tax rate 16%. No debt. I do not have a house. I rent an apartment. Total capital $11,600,000 made up as follow:
rent.......................9180 utilities...................1800 groceries ............... 4800 eating out............... 1200 gas for car................. 900 cell plus internet........1300 medical.....misc..........500 auto insurance...........1000 misc. maintenance......1000
最令人难以置信的是他的生活费是20k. 极度节省的富翁，没家人，没房子，赚钱的目的就是给母校多捐一些。
I would like to maximize my capital as I will leave it to my Alma Mater.
I am 74 years old, single, no dependents.
I live in Texas.
I think I have a pretty good risk tolerance. I never sold in 2000, 2008, 2020.
My Social Security is about 45K. No other income besides dividends.
My annual expenses excluding taxes are about 20K.
Federal Tax rate 16%.
No debt.
I do not have a house. I rent an apartment.
Total capital $11,600,000 made up as follow:
rent.......................9180
utilities...................1800
groceries ............... 4800
eating out............... 1200
gas for car................. 900
cell plus internet........1300
medical.....misc..........500
auto insurance...........1000
misc. maintenance......1000
total......................21.692