If total stock balance > 100 folds of annual expense
Then you don't worry about stock market crash. Because it will come back eventually. Maybe a couple of years, maybe several years. But you have enough money for 50 years even the maket drops 50%. you want to have a bigger balance/return in long term.
however, if the stock balance is only 10x of annual expense. You will start to worry when it drops to half.
there are two key factors when it comes to overcome a bear market (1) do you have enough time to wait (mainly your age) (2) do you have enough money to wait (remaining balance after living expense)
股市涨涨跌跌的，涨上去还好看点，但有时回撤非常狠烈，看着账面上的利润干涸而灭亡，是不是扶着墙根儿都站不稳了呢？
我是感觉行情差不多了就一定卖掉的，难道比较另类？
转换方向，转型也都是必须的。
试想那么多大企业如果在正当红时候卖掉，就不会有后来的倒闭
我公公在日本泡沫破碎时候亏了6亿日元，从此告诫孩子们风控比赚得多更重要。少赚点可以活下去。亏了可能就活不下去。死不了也无法发大财的策略
谁买了这些还卖啊？
只有在败落的时候才卖的，否则一直传下去。
那是过去，现在时兴买股票传下去。
啊哈哈哈。。。。。。
当然那些受贿 富二代官二代来钱容易的除外
而且高薪高消费的人多，维持和生活支出也多，跌百分之八九十，估计就要出山再就业去了，早退休的意义就没有了
Then you don't worry about stock market crash. Because it will come back eventually. Maybe a couple of years, maybe several years. But you have enough money for 50 years even the maket drops 50%. you want to have a bigger balance/return in long term.
however, if the stock balance is only 10x of annual expense. You will start to worry when it drops to half.
there are two key factors when it comes to overcome a bear market (1) do you have enough time to wait (mainly your age) (2) do you have enough money to wait (remaining balance after living expense)
当然每个人的投资爱好不同，我只是好奇是不是这里的绝大多数人为了避税都是只买不卖呢？