In fact, the average retired worker receives $1,905.31 each month – about 8 percent more than Social Security recipients as a whole. Here’s how the figures break down by recipient, as of December 2023.
Type of beneficiary Percent of total payouts Average monthly benefit
Source: Social Security Administration, December 2023
按3万股CVX股票今天股值5百万，分红率4%，假设通胀率4%，两人社安金按每个月2500，今年起始开销按500万的4%20万
哪里出错了呢
Stocks in non-qualified account, cost basis assumed to be $2 million
Desired lifestyle need: $200k per year indexed at 4%
Annual social security benefits $30k indexed at 1.5%
Year 1 net withdrawal needed from equity account about $170k, ssb basically covering the tax on the dividend
In fact, the average retired worker receives $1,905.31 each month – about 8 percent more than Social Security recipients as a whole. Here’s how the figures break down by recipient, as of December 2023.
Source: Social Security Administration, December 2023
The maximum initial monthly benefit for 2024 by retirement age:
At age 62: $2,710 At full retirement age: $3,822 At age 70: $4,873