These are the civil issues it covers, taken directly from the MetLife member page:
Small Claims Assistance - A small claim is a court action for a limited amount of money in a court where attorneys are not needed.Personal Property Protection Counseling and assistance for the Participant on consumer type issues and documents.
Plaintiff services - A matter involving disputes about goods or products bought and sold or services rendered. Consumer matters may be in areas such as car repair, product advertising, the packaging and labeling of goods or methods used in selling the goods.
Immigration Assistance - with matters involving an individual residing in the United States who is not a US citizen and the United States Immigration and Naturalization Service.
Civil defense - The defense of a person who has been sued in a court of general jurisdiction. Civil litigation does not involve criminal matters but is a suit in the private sector, for example, a suit between you and your neighbor or you and your bank.
Incompetency - Administrative hearings occur when a party has a dispute with a governmental agency and a hearing is required to resolve the dispute. Incompetency hearings occur when one party goes to court to obtain an order declaring that another person is incompetent to handle or care for themselves or their property.
Demand letters - A demand letter is a letter to another party demanding that the party take or cease to take some action.
Document Review - Document review is the review of legal documents relating to property or individual rights. Elder Law Matters. Advise and consultation on how parents' issues and documents affect the Participant.
Plus, they pay for the first four hours of attorney's fees for all other issues.
已经有Living Trust 了，现在公司open enrollement, MetLife Legal Plan 值得买吗？一年付费$186.
这种MetLife Legal Plan 对微小地主有用吗？
谢谢大家的comment, 搜了一下，这些方面也可以用：
These are the civil issues it covers, taken directly from the MetLife member page:
Small Claims Assistance - A small claim is a court action for a limited amount of money in a court where attorneys are not needed.Personal Property Protection Counseling and assistance for the Participant on consumer type issues and documents.
Plaintiff services - A matter involving disputes about goods or products bought and sold or services rendered. Consumer matters may be in areas such as car repair, product advertising, the packaging and labeling of goods or methods used in selling the goods.
Immigration Assistance - with matters involving an individual residing in the United States who is not a US citizen and the United States Immigration and Naturalization Service.
Civil defense - The defense of a person who has been sued in a court of general jurisdiction. Civil litigation does not involve criminal matters but is a suit in the private sector, for example, a suit between you and your neighbor or you and your bank.
Incompetency - Administrative hearings occur when a party has a dispute with a governmental agency and a hearing is required to resolve the dispute. Incompetency hearings occur when one party goes to court to obtain an order declaring that another person is incompetent to handle or care for themselves or their property.
Demand letters - A demand letter is a letter to another party demanding that the party take or cease to take some action.
Document Review - Document review is the review of legal documents relating to property or individual rights. Elder Law Matters. Advise and consultation on how parents' issues and documents affect the Participant.
Plus, they pay for the first four hours of attorney's fees for all other issues.
许多国人的观念是：东西买了不“用”，那就浪费了，但保险就是买来不用的。 当然每个人有自己的理由和算法。譬如说：一年房屋保险大几千，最近这几年涨得跟抢钱似的。如果房子所在的地区没有什么自然灾害，每年“白”交几千大洋，10年下来是几万。有不少用存下来做“维修基金”，这无可厚非。 但从“一般”角度说，每个人都希望收入越来越高吧？高收入的人，买保险的比例比较高吧？高收入的人，一般来说，不会比低收入的人笨吧？那为什么他们买保险的比例比较高？是收入高了，才买保险；抑或有保险意识的人，收入才会逐渐提高？