已经有Living Trust 了，现在公司open enrollement, MetLife Legal Plan 值得买吗？一年付费$186.
这种MetLife Legal Plan 对微小地主有用吗？
These are the civil issues it covers, taken directly from the MetLife member page:
Small Claims Assistance - A small claim is a court action for a limited amount of money in a court where attorneys are not needed.Personal Property Protection Counseling and assistance for the Participant on consumer type issues and documents.
Plaintiff services - A matter involving disputes about goods or products bought and sold or services rendered. Consumer matters may be in areas such as car repair, product advertising, the packaging and labeling of goods or methods used in selling the goods.
Immigration Assistance - with matters involving an individual residing in the United States who is not a US citizen and the United States Immigration and Naturalization Service.
Civil defense - The defense of a person who has been sued in a court of general jurisdiction. Civil litigation does not involve criminal matters but is a suit in the private sector, for example, a suit between you and your neighbor or you and your bank.
Incompetency - Administrative hearings occur when a party has a dispute with a governmental agency and a hearing is required to resolve the dispute. Incompetency hearings occur when one party goes to court to obtain an order declaring that another person is incompetent to handle or care for themselves or their property.
Demand letters - A demand letter is a letter to another party demanding that the party take or cease to take some action.
Document Review - Document review is the review of legal documents relating to property or individual rights. Elder Law Matters. Advise and consultation on how parents' issues and documents affect the Participant.
Plus, they pay for the first four hours of attorney's fees for all other issues.