请教撸卡达人们,城头BOA premium visa 卡可撸吗?年费$95

c
chuqi
楼主 (文学城)

Bank of America Premium Rewards VISA card offers $600 bonus and $200 credit for travel

Bank of America Premium Rewards Credit Card, a VISA credit card, is offering 60,000 bonus points, redeemable for $600 cash, after qualified spending. It also offers $100 credit for airline incidental, which covers fees such as seat upgradesbaggage fees, in-flight food and refreshments, airport lounge fees, and another $100 for airport expedited screening, which covers application fees for Global Entry or TSA Pre, etc. The $200 credit is very valuable to travelers.

In addition, you can receive up to 75% bonus on your rewards by qualifying for the Bank of America Preferred Rewards status, which may increase your rewards to 3.5% rewards on travel and dining, and 2.625% rewards on all other purchases.

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cublai
这个是神卡。2.625%回扣无上限。

特别是家里别人只会无脑刷卡时,就让他们无脑刷这张。

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chuqi
是的,感觉这个比其它卡要记每个季度不同category的要省心,就是不知道$95值不值得
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DD2020
点进去没有2.625 reward呀?
c
chuqi
我的理解是你得是BOA Preferred Rewards member
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xlfan11
Yes if you keep min $100k combined between BoA and ME

Very easy if you have other brokerage account you can transfer to ME. The Preferred Reward applies also to other no annual fee cards like Every day/Travel etc. One more detail is that you need to open a BoA checking account and $100k is for 3 months average, so it may take a few months to get the Preferred status.

旭日之下白月梦
为什么要撸卡啊,要动脑筋的,我就直接去要钱,昨天跟cruise 前台要回$150。

具体要啥,秘密,哈哈。

D
DD2020
rollover IRA 算嘛?
c
cublai
可以买$100 AA gift card 退$100。这样年费就赚回来了

实在不用AA gift card, 就ebay 卖掉

c
cublai
可以算
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Girlsmom92
我觉得挺好的。我付estimated tax都用它付。很方便。十万包括所有帐户,很容易。
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cublai
好吧,我的卡每年无脑回扣好几万块。从来不用和客服撕
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xlljll
ME是哪家?谢谢
旭日之下白月梦
我就只有chase 和Costco, 返回都好,卡少也好控制。有了最好的两张卡,其他的就不用了。

Expedia 也用,但只是用来订hotel 和cruise. 

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RomaVacation
什么神卡这么好?
旭日之下白月梦
Lol 也有可能是花得多,有钱人啊。
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Girlsmom92
可以upgrade seat, 机上上网,用mileage 买票时付钱, early bird fee. 没有买过礼卡。
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chuqi
退$100是?不过现在申这张卡可以拿到6万bonus也就是$600,相当于免6年年费了
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Girlsmom92
我想cublai 是指AA gift $100 是可以报销的消费。我沒有试过。
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Girlsmom92
Merrill Edge
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chuqi
你说的这些是指给的$200的credit?是不是每4年给一次?
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Girlsmom92
是$100 credit, 每年算。
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sandagape
有1.85% fee 的
c
chuqi
嗯明白了,还有个$100的Global Entry Statement Credits是每4年给一次
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dogmom2019
我以前就用这一张卡,每年退回很多钱,Diamond有额外的返回,也不用算计,现在被掳卡弄的太花时间管理帐号了
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Girlsmom92
是的。主要是方便。而且还有 (2.625-1.85)% back.
c
chuqi
请问怎样才能升级到Diamond?

每年消费额达到多少吗?

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Girlsmom92
$1 million. 但不知道它有额外返还。
评论2012
Citi一张买菜,每月$500,5% back。一张加油每月$500,5%. BOA 上网购物3%。其它卡是任何消费2%
评论2012
这些卡都没有年费。
a
alpha123
加油的是哪张5%。
d
dogmom2019
好像是所有的账户到了$250k, 包括股票,Roth IRa 或rollover IRA, 股票和IRA 在merril
d
dogmom2019
Merril edge, 都能算,这些帐号都能连在一起看