可以同时开traditional IRA and Roth IRA 吗？是不是2个总和只能

是$6000？

谢谢大家。

可以同时开，总和不能超过每年的限制。2023 limit $6,500 ($7,500 > 50 岁)

放钱进Roth有收入限制，收入高了，投入的钱就会逐渐减少。看看这表？

Roth IRA Contribution Limits | Charles Schwab

明白了，谢谢柠檬

谢谢糊涂，孩子还是单身狗，刚好在线下啊……

最好都放ROTH

对，就6千块也没啥可折腾的了。谢谢柠檬

歪个楼，上回问过你关于fellowship能不能投Roth

IRS有新规定了

Publication 590-A

A scholarship or fellowship is generally taxable compensation only if it is in box 1 of your Form W-2. However, for tax years beginning after 2019, certain non-tuition fellowship and stipend payments not reported to you on Form W-2 are treated as taxable compensation for IRA purposes. 

 

谢谢！这是新消息，就是说这钱是作为主动收入来算了。这样就可以投Roth了。

是的, 只好打电话找IRS, 居然接通了.

Mega backdoor Roth

https://bbs.wenxuecity.com/znjy/6097447.html

 

 

是不是应该是 MAGA Backdoor Roth？