个人是否喜欢HOA是根据个人自己的爱好，不是客观的数据。从客观的升值空间来看，HOA是不利升值的。这里有个耶鲁研究结果：在比较了大量HOA和非HOA房子的历史房价来看，非HOA房子增值很高，而HOA房子增值很少： Results – HOA myth busted!
Unlike previous research, which analyzed home sale prices of HOA vs. non-HOA homes, this study examined the percent change in a home’s value over time. It then compared appreciation rates of properties in HOA and non-HOA communities.
Comparing a home’s most recent sale price to its previous sale price, Robertson determined the Annual Percentage Return (APR) for each home in the random sample of three Counties selected.
The data reveal something unexpected by many in the HOA industry. According to the data, homes that are not governed by HOA covenants, restrictions and rules increased in value, on average, at a significantly higher rate than homes located in HOA-governed communities.
Put another way, properties in HOA-governed communities have a lower return on investment than homes outside the boundaries of HOAs.
And, as Robertson aptly points out, his data analysis does not factor in the payment of HOA assessments and fees over the course of property ownership. That, he says, would further reduce annual percentage return on investment for homes in HOA-governed communities.
In other words, Robertson’s research offers more hard evidence that HOAs do not result in higher property values in relation to homes in non-HOA communities.
As the subject of future research, Robertson suggests examining several possible causes for the correlation between HOAs and lower APR on investment in HOA-governed properties.
Home buyers cannot or do not want to pay HOA fees.
HOAs have a negative stigma, due to greater public awareness of frequent HOA disputes.
Consumers who value their rights tend to avoid HOAs.
我的房大多没HOA, 最贵的也不超过二干一年。最好的一个只有 $150 一年，但提供一个private beach access (with parking and a porta johns, with gate) and a private sound access and some rules, such as house building standards. This definitely help keep house values. 我不喜欢 HOA fee 太贵和管得太多的。这就因人，因不同HOA而定。没必要只着一面
Unlike previous research, which analyzed home sale prices of HOA vs. non-HOA homes, this study examined the percent change in a home’s value over time. It then compared appreciation rates of properties in HOA and non-HOA communities.
Comparing a home’s most recent sale price to its previous sale price, Robertson determined the Annual Percentage Return (APR) for each home in the random sample of three Counties selected.
The data reveal something unexpected by many in the HOA industry. According to the data, homes that are not governed by HOA covenants, restrictions and rules increased in value, on average, at a significantly higher rate than homes located in HOA-governed communities.
Put another way, properties in HOA-governed communities have a lower return on investment than homes outside the boundaries of HOAs.
And, as Robertson aptly points out, his data analysis does not factor in the payment of HOA assessments and fees over the course of property ownership. That, he says, would further reduce annual percentage return on investment for homes in HOA-governed communities.
In other words, Robertson’s research offers more hard evidence that HOAs do not result in higher property values in relation to homes in non-HOA communities.
As the subject of future research, Robertson suggests examining several possible causes for the correlation between HOAs and lower APR on investment in HOA-governed properties.
Home buyers cannot or do not want to pay HOA fees.
HOAs have a negative stigma, due to greater public awareness of frequent HOA disputes.
Consumers who value their rights tend to avoid HOAs.
https://independentamericancommunities.com/2019/06/18/new-research-busts-myth-that-hoas-protect-property-values/
附上几张我们远离HOA的，完全属于自己的房子的照片：
要么是很老的房子买来的。几十年前还没有HOA这种组织呢。‘
耶鲁的大概写文章不到城市里面来看看的。
你的小孩们很可爱， 是真的， 祝福你们。
房子的增值和当地有关，不是全国一样的， 没有必要比。
我儿子在麻州的公寓， 有hoa， 2012年进的， 以现在市场， 涨了3倍。
我们住的房子， 2004年进的单家庭， 很不错的小区， 也在麻州， 就是和儿子买的在不同的town。
同比市场价， 以现在为例，我们住的，没有HOA， 现在出手，市场价和我们当时买价， 一倍都不到， 我这例子是不是狠狠的打你脸了？
这个看个人喜好。还有曾否被HOA祸害过没有。
我比较喜欢自由自在。不喜欢被人管着。所以基本不买HOA房。好在我们这儿有很多老房，地大。没HOA。
新房子新区多数有。你也避免不了。
至于升值，有没有基本影响不大。
我的房大多没HOA, 最贵的也不超过二干一年。最好的一个只有 $150 一年，但提供一个private beach access (with parking and a porta johns, with gate) and a private sound access and some rules, such as house building standards. This definitely help keep house values. 我不喜欢 HOA fee 太贵和管得太多的。这就因人，因不同HOA而定。没必要只着一面
井底的青蛙， 哇哇叫
没有HOA的老房子，但过于老旧，就没买。 去年开始这些老房子就不停地降价了。
这里只有偏远的农场地才没有HOA。 只要是开发商规划好且没有建筑商的地区，只买一块光溜溜的地皮自己盖房子也要付HOA。
我以为，HOA 是近三五十年来因密集住房群的兴起而应运而生的。人口密集时，自然许多人不会喜欢住在楼主这种杂乱无章，嘈杂吵闹， 人欢马叫，恐怕也是动物排泄物气味浓重的院子边上了。
我刚刚搬来的这座三线城市， 是近十几年才开始大规模发展的。许多人一开始不喜欢HOA，搬到了没有HOA的房子里，然后与邻居闹矛盾，又搬回HOA的区里了。至少有HOA出头，少数服从多数，不必亲自与人干架。
HOA虽然很早就有，兴旺起来是1960年以后的事情，那个时候风水宝地已经都被盖满了。
别被骗了就是了
美国南部某地， 有HOA， 涨至买价的200%
美国西部某地， 有HOA， 涨至买价的140%
美国东部某地： 无HOA， 涨至买价的300%
由于纯种的人口数量最为庞大，不存在近亲结婚问题。当然这个纯种，不是指某个特定族裔，而是，人种，比如，蓝眼睛的欧洲白人，黄皮肤的东亚人等等，按照有些美国人说法，这些纯种占主导的地区，都是世界最发达的地区，是有原因的。当然也有例外，比如非洲的黑人也是纯种的多，但为什么不发达？这个已经有科学结论，是因为地处温热带，植物和动物易于生长，非洲人获取自然食物相对容易，居住也容易，也不用穿衣服，不需与天斗与地斗与气候斗，从而进化缓慢照成的。
但是不能对外直接公开说，因为政治不正确，不利于保护人类大家庭。
而是会被当成SB
自私
湾区新开发的小区肯定是HOA
20世纪初流行的Eugenics，就是这样的伪科学。他们认为犯罪可以遗传，所以罪犯需要阉割。还有就是纳粹的日耳曼民族的伟大和犹太人的污染种族。
所以看你这么说，我觉得很悲哀，100年了思维还是这么....
平均智商来看，东亚-中国，韩国和日本人的智商是105，白人平均100. 当然如果你和顶级聪明的白人比如爱因斯坦结婚，孩子肯定聪明。和顶级聪明的黑人，比如奥巴马结婚，孩子也肯定聪明。只是从平均角度来说，普通华人选择最聪明的配偶，选中华裔的机会最高。
我原文说得很清楚：个人喜好不同，但客观分析才是最重要的。如果你有其他系统研究结果，拿出来看看，就可以说服别人。大家都希望投资赚钱，如果HOA确实好，那大家应该投资，如果不好，大家就应该避免。
如果大家可以提供类似的客观研究分析数据，提供出来看看，让大家参考。投资理财不就是为了赚钱吗？大家互相通气，一起赚钱
哪个zipcode. 从来没有哪个人第一个问题是：这是哪个HOA的？
HOA是后期计算成本的时候才考虑的问题。比如Condo的HOA有很多涨很快，而且没法控制，对地主来说成本很高而且不确定性狠高，所以不喜欢的买condo出租的小地主很多。
大部分人的自住房大都在有HOA的社区，环境好，邻居好。你这个人思维非常的一根筋，居然认为买HOA的房子的人是因为不handy，懒惰。我住的房子有HOA，我照样狠handy，说不定你还没有我handy。哪怕你的房子没有HOA。
买到偏远地区，除非是为了个人爱好。 但是绝大多数人没有发展农业或畜牧业的爱好或者能力，大多数人需要正常上班。因此，location 才是房子增值的第一因素。而location好， 增值快的地区也先被财大气粗的开发商拿去，建立密集的HOA 住宅及商业区。