Can I file for my Social Security at 62 and switch to spousal benefits later?
Only if your spouse is not yet receiving retirement benefits. In this case, you can claim your own Social Security beginning at 62 and make the switch to spousal benefits when your husband or wife files.
计划好自己的退休生活，什么时候开始拿社会保障福利（Social Security）或社保退休金，也是理财很重要的一部份。如果有人说推迟领社保退休福利可以拿到更多的钱，你可能会想一下。下面这个更新的视频用了1954年，1957年 和1960年三个不同出生年龄段的数字，比较了何时开始拿社保金的情况。很有参考意义。
Can I file for my Social Security at 62 and switch to spousal benefits later?
Only if your spouse is not yet receiving retirement benefits. In this case, you can claim your own Social Security beginning at 62 and make the switch to spousal benefits when your husband or wife files.
着呢。