管很少的部分 dental、vision和hearing, especially hearing. useless
Traditional sense of Dental / Vision care / Hearing Aid are not covered by Medicare. If the care is caused by Medical Reasons, such as you fall down and lost 2 front teeth, need some surgery, or you have cataract need surgery - those are covered.
Some part C has Flexi $ (in limited regions, California does not have it as far as I know).
The Flexi $ is a fixed amount deposited into a Visa card on January 1st each year. (They send you the card in Dec, you need to activate it but only see the $ in it after 12am 01/01). The amount varies by plan. You can use this $ only in Dental/Vision/Hearing expenses, not incl the cosmetic option in Dental.
For Hearing Aids, your best bet is to use Costco's service. Still costs you a couple thousands for a pair but not any near the highly inflated prices by those hearing aids companies.
You can also order the "personal sound amplifiers" online. Amazon has plenty to choose from. Try them out.
Part A and B are from Medicare. MA (or Part C) is private insurance aproved by Medicare to offer the similar care, more like employer offered healthcare plan. You can either choose 1. Medicare (part A+B) + Medigap + Part C (drug); or 2. Medicare Advantage (part C).
part B：管医疗
part D：管药 （option）
advantage C（upgradedA&B）：
加dental、vision和
hearing （option）
Traditional sense of Dental / Vision care / Hearing Aid are not covered by Medicare. If the care is caused by Medical Reasons, such as you fall down and lost 2 front teeth, need some surgery, or you have cataract need surgery - those are covered.
Some part C has Flexi $ (in limited regions, California does not have it as far as I know).
The Flexi $ is a fixed amount deposited into a Visa card on January 1st each year. (They send you the card in Dec, you need to activate it but only see the $ in it after 12am 01/01). The amount varies by plan. You can use this $ only in Dental/Vision/Hearing expenses, not incl the cosmetic option in Dental.
For Hearing Aids, your best bet is to use Costco's service. Still costs you a couple thousands for a pair but not any near the highly inflated prices by those hearing aids companies.
You can also order the "personal sound amplifiers" online. Amazon has plenty to choose from. Try them out.
听说加入Part C不要交钱，那么Part B 要自费的部分还是不cover的？
加入part C 的意义何在？
HMO通常比PPO便宜，但看医生限制多。如果年轻身体好没什么病，选C。
From Google:
To qualify for Medicare Part C, you must be enrolled in both Medicare parts A and B.
Part A and B are from Medicare. MA (or Part C) is private insurance aproved by Medicare to offer the similar care, more like employer offered healthcare plan. You can either choose 1. Medicare (part A+B) + Medigap + Part C (drug); or 2. Medicare Advantage (part C).
这个视频讲得很好，关于Medicare的
视频里， 月费200+， 那是这人2年前的税费低