I had a family renter similar to this one before. Mother and daughter were both Filipino nurses and with grand children. The mother claimed over 100k income and daughter 70k. The son had no job. The mother applied with credit score between 600 and 700 with late payment history. I made a mistake to rent to them. They started late or no payment after 3 months of moving in. They eventually got evacted. When they left, they stole my washing machine and dryer also.
Nurse seems to be a decent occupation with decent income. But there are always outliers. The bankruptcy should be more than enough a flag to reject.
申请人是菲律宾背景的注册护士，现在的工作工资税前够房租三倍，但是信用记录很低只有600分，她老公信用记录514，进一步查看信用报告和互相沟通知道，她老公在18年申请破产，她解释说是经营连锁模式的饭店失败。
因为一直以收入和信用记录为标准，拒绝了一些申请。房子是一个有点旧的公寓，已经放在市场上一个多月，目前没有特别合适的申请人。与这个申请人沟通过程中，觉得交流还算顺畅，所以没有直接拒绝。
想请教大家，这种有破产记录，信用记录不高，但工作工资收入还可以的，可以考虑吗？
如果出租给有破产记录的租客，有什么潜在的风险吗？
谢谢！
如果是小白的话还是别招惹这家了， 信用不好 收入也就刚刚够格吧？还是等下一家吧
破产是个技术活，而且费用还不低。 一般破产的人都经历过繁琐的法律程序，早已在法院“身经百战”了。一旦日后有纠纷，一般的小房东根本不是这些人的对手。
现在找房客很容易。为了省去日后的麻烦，不租。
I had a family renter similar to this one before. Mother and daughter were both Filipino nurses and with grand children. The mother claimed over 100k income and daughter 70k. The son had no job. The mother applied with credit score between 600 and 700 with late payment history. I made a mistake to rent to them. They started late or no payment after 3 months of moving in. They eventually got evacted. When they left, they stole my washing machine and dryer also.
Nurse seems to be a decent occupation with decent income. But there are always outliers. The bankruptcy should be more than enough a flag to reject.
Good luck!