Thank you for speaking with me today regarding the purchase of your home at .....
We are conducting an audit on the home you purchased as a Second Home and have found that it has been listed for rent. At this time, we are trying to determine why the home has been listed for rent as it appears the intention was to occupy the residence as a Second Home. Would you please provide us with some details to help us understand the reason for the rental listing?
You have the right to remain silent. Anything you say can be used against you in court. You have the right to talk to a lawyer for advice before we ask you any questions. You have the right to have a lawyer with you during questioning. If you cannot afford a lawyer, one will be appointed for you before any questioning if you wish. If you decide to answer questions now without a lawyer present, you have the right to stop answering at any time.
secondary home出租被audit，怎么回复，最坏的情况是什么？谢谢
-------------------------------------------------------------------------
Thank you for speaking with me today regarding the purchase of your home at .....
We are conducting an audit on the home you purchased as a Second Home and have found that it has been listed for rent. At this time, we are trying to determine why the home has been listed for rent as it appears the intention was to occupy the residence as a Second Home. Would you please provide us with some details to help us understand the reason for the rental listing?
Thank you,
自住转出租 银行抓到 会要求贷款者付清贷款 或者用出租房利率重贷贷款经纪赔偿贷款银行credit 我们公司过去遇到过类似案列,是客人贷款完几个月回国工作 被查出来的
你就不好办了。很可能会向楼下说的那样。不过不同的lender政策是不同的。
You have the right to remain silent. Anything you say can be used against you in court. You have the right to talk to a lawyer for advice before we ask you any questions. You have the right to have a lawyer with you during questioning. If you cannot afford a lawyer, one will be appointed for you before any questioning if you wish. If you decide to answer questions now without a lawyer present, you have the right to stop answering at any time.
They are investigating mortgage fraud.
然后以后再借钱出来。 你也真胆大， 投资房借款利率高一点也比现在被逮着了好受吧
不过我不懂这2者的区别
别乱回复贷款公司。https://www.investopedia.com/terms/o/occupancyfraud.asp
守法也是习惯。
要回应也是说贷款的时候是想做second home, 但是后来change of circumstance, 具体是什么change of circumstance你只能按照自己有证据的情况说，不要再随口编。
提供证据” will occupy the property for portion of the year”
付清后可以refinance
我买了几十个房子也想过这种小便宜。
或许找个律师帮你把这些话好好整理书写后再发回复mortgage company.
付清损失几千元贷款手续费是最佳方案。
假如能结清贷款， 最好。
贷款公司， 你要结清贷款， 一定要先通知。很重要！
我家还投资房款， 就早早还了， 以为结清。顺序不是这样的， 害我们损失了一点小钱。
假如不能结清，这种事， 可大可小， 建议用律师