your full retirement age (67 years), your payment would be about..................................................... $ XXX a month age 70, your payment would be about................................................................................................. $ XXXX a month age 62, your payment would be about................................................................................................. $ XXX a monthXXXXXXX *Disability You have earned enough credits to qualify for benefits. If you became disabled right now your payment would be about.............................................................................................................. $ XXX a month *Family If you get retirement or disability benefits, your spouse and children also may qualify for benefits. *Survivors You have earned enough credits for your family to receive survivors benefits. If you die this year, certain members of your family may qualify for the following benefits: Your child............................................................................................................................................ $ XXX a month Your spouse who is caring for your child........................................................................................... $ XXX a monthXXX Your spouseXXX, iXXXf benefits start at full retirement age............................................................................ $ XXX a month Total family benefits cannot be more than.......................................................................................... $ XXX a month
用2021年的Bend Points: 90% of the first $996 in AIME = $896 32% of the amount of AIME between $996 and $6,002 = $1602 15% of the amount equal to or greater than $6,002 in AIME = 0 896+1602=2498 at 67 At 62, = $1873
队友绿卡， 在美国工作20年， 交了20年ss， 每年都是交到最高。 现在已经回中国工作。 我在这里断断续续工作， 交了21点。 我以后不会工作了。 现在我两联合报税， 队友在中国的收入按时在美国报税， 但好像这个税收里面再不收ss 和 medicare。 队友还有十多年到62岁可以拿ss。 那么请问队友最后拿到的钱大概有多少？ 也就是请问队友最后的钱是咋算的。 谢谢！我应该是拿队友的一半， 对吗？
my Social Security | SSA
注册过了， 现在写的是如果还62岁退休拿2000多， 但是现在的assumption是一直有收入， 还是以前的那个收入算法。 但是我们以后不会有ss wage了， 所以我理解 队友以后拿不到那么多。 我就想知道， 大概有多少。 就是工作20年。 不是工作35年。
10多年后62岁，按通膨要涨的。
估计也在2000多。
请注意最后10年工作对SSI 贡献小。每年就多个几十块钱。按70/年，10年也就700快。
预估2000多，假定是2200， 减去700，就是1500.
队友不会继续交了， 不是我们不交， 税表上没收这个。 所以我才问大概咋算。
我这个2000就是今天ssa statement 写的， 说我62 能拿2000 based on the current earning rate.
You have earned enough credits to qualify for benefits. At your current earnings rate, if you continue working until...
age 62, your payment would be about................................................................................................. $
2,220 a month
那么我理解就是我要继续交SS 按照现在的收入水平， 但是我以后不会交了啊
那我到底拿多少？ 这是我的问题。 我以后不会再交了。
your full retirement age (67 years), your payment would be about..................................................... $
XXX a month
age 70, your payment would be about................................................................................................. $
XXXX a month
age 62, your payment would be about................................................................................................. $
XXX a monthXXXXXXX
*Disability
You have earned enough credits to qualify for benefits. If you became disabled right now
your payment would be about.............................................................................................................. $
XXX a month
*Family
If you get retirement or disability benefits, your spouse and children also may qualify for benefits.
*Survivors
You have earned enough credits for your family to receive survivors benefits. If you die this year, certain members of your family may qualify for the following benefits:
Your child............................................................................................................................................ $
XXX a month
Your spouse who is caring for your child........................................................................................... $
XXX a monthXXX
Your spouseXXX, iXXXf benefits start at full retirement age............................................................................ $
XXX a month
Total family benefits cannot be more than.......................................................................................... $
XXX a month
的公式，对于数学小白，稍微复杂一点，鼓捣一个EXCEL计算，很简单。
网友说你老公可拿$1700，恐怕没那么高。
计算收钱是从你老公第一年的“贡献”算起，大家早年的贡献往往不高。递增上来，２２年平均下来，如果后期不交SS税，数目上不好看滴。
再者，如果你老公６２岁开始收SSB，还要砍去２４％？
即使原来是$1700，也要变成$1292，你的，在此基础上减半，$646，加在一起，不到２０００，实在只够“聊补无米之炊”，恐怕还要另找财源支撑退休生活。
从现在到62岁期间不工作或工资降低，62岁时能拿到的社安金会比这个数额少，如果一直工作并且收入明显增加，到时候拿到的钱会更多一些（不超过每年缴社安税的最高工资额的情况下）。
用2021年的Bend Points: 90% of the first $996 in AIME = $896 32% of the amount of AIME between $996 and $6,002 = $1602 15% of the amount equal to or greater than $6,002 in AIME = 0 896+1602=2498 at 67 At 62, = $1873
Are Green Card Holders Living Abroad Eligible for Social Security Benefits? (zacks.com)
不知道别人， 我们就不能美国住半年，中国住半年吗？ 非要一直呆中国吗？
哈哈， 这个就不要讨论了， 各有各的活法。 也许就回来了， 也许不回来了， 现在的问题是多少钱， 不是问你拿到不。
家绿卡10年后又延期。 当中有次进关时被发问，最后还是不了了之。 不过只要有空，一到假期都会带儿子到美国玩几天，算是进关敲个图章。