Within a family, a child can receive up to half of the parent’s full retirement or disability benefit. If a child receives survivors benefits, they can get up to 75 percent of the deceased parent’s basic Social Security benefit.
There is a limit, however, to the amount of money that we can pay to a family. The family maximum payment is determined as part of every Social Security benefit computation. It can be from 150 to 180 percent of the parent’s full benefit amount. If the total amount payable to all family members exceeds this limit, we reduce each person’s benefit proportionately (except the parent’s) until the total equals the maximum allowable amount.
给孩子存钱是 ROTH IRA 还是 Life Insurance 靠谱？两个娃分别是８岁和两岁，如果是老人给的钱，是不是就可以给孩子放ROTH IRA 了？ 多谢了！
https://blog.wenxuecity.com/myblog/72332/201712/9524.html?
https://blog.wenxuecity.com/myblog/72332/201712/9524.html
也不要给小孩买什么人寿保险。存到529里面就好了
2岁，8岁不可能有Earned Income， 不可以投IRA。
Life Insurance， 如果保孩子， 孩子自己拿不到钱用；如果是保你的Life， 你长寿，孩子可能要到80+岁才能拿到钱，孩子基本上一辈子用不上。
孩子出事，很多父母自己也死了一半了
How much can a family get?
Within a family, a child can receive up to half of the parent’s full retirement or disability benefit. If a child receives survivors benefits, they can get up to 75 percent of the deceased parent’s basic Social Security benefit.
There is a limit, however, to the amount of money that we can pay to a family. The family maximum payment is determined as part of every Social Security benefit computation. It can be from 150 to 180 percent of the parent’s full benefit amount. If the total amount payable to all family members exceeds this limit, we reduce each person’s benefit proportionately (except the parent’s) until the total equals the maximum allowable amount.
买房子。父传子子传孙
不管那是你多【好】的朋友，
不管哪是多【好】的policy
存custodial IRA会影响将来申请奖学金吗？有什么要注意的地方？多谢了！
https://www.schwab.com/ira/custodial-ira
Passive Income 不行。