FollowMe 姐之说 - 每个阶层有局限性, 限制了想像。 Does economical upward mobility have a social glass ceiling?? 如此深层次的观点，佩服！!
展开来讲：wealth management (理财) 和 investment (投资) 是不同的。 Wealth Management definitely carries the consumption aspect. Why, because consumption helps build your social equity, it elevates your social network/social reach. Social status then increases your influence, and in the long run, they protect or even expand your wealth in generations. 理财和投资的区别，是软实力和刚需的差别。 It is EQ vs. IQ
我想了一下，spending USD$1.5 - $2.M/annual, 实在不难， assume you are a 1%-er, not 0.01%-er （给男士的建议）:
Increase your kids (private) school endowment fund donation, get your family name on a plaque = ~$250k Buy into a country club, from there, back 1-2 local politicians, attend the senator/congressman campaign dinners à find a way to 让Marco Rubio 之类的流氓政客少说天朝的坏话！ = ~$100k - $250k Start an expensive watch collection – I have always wanted to buy an AP Tourbillion = ~$150k Cultivate a high-end wine/whiskey taste – 每年喝掉10- 15瓶 不多吧 = $50k Start an art collection, this one can go infinitely expensive but can start small. Focus on one genre = $400k - $1M Become a silent partner of a chic restaurant: 80% of the 餐厅会在五年内倒掉， so this is not an investment. But a corner private table whenever you want, is just so sexy!!! = $300k
哇啦, I have just spent $1.5M - $2M+/Year. It is even a modest budget, 还不包括上中产的衣食住行。。。
我们是一群非常homogeneous的人士：我们大部分，是当年千里挑一， 考试考出到西方来又奋斗了多年的理科书呆子(don't be angry, I am one of you!)。难怪这么多人要钻牛角尖查how you make the $ to qualify for the consumption…
In my other life, we 哀叹 – “阿三帮的只说不练， 老中派的只练不说“。胜负已分。。。我很乐观，EQ要时间去培养。 It takes 3 generations to 培养 a gentleman!! 再给我30年，with some spending, who says among our grandsons there won’t be Satya Nadella, Sundar Pichai and Omar Ishrak !
FollowMe 姐之说 - 每个阶层有局限性, 限制了想像。 Does economical upward mobility have a social glass ceiling?? 如此深层次的观点，佩服！!
展开来讲：wealth management (理财) 和 investment (投资) 是不同的。 Wealth Management definitely carries the consumption aspect. Why, because consumption helps build your social equity, it elevates your social network/social reach. Social status then increases your influence, and in the long run, they protect or even expand your wealth in generations. 理财和投资的区别，是软实力和刚需的差别。 It is EQ vs. IQ
我想了一下，spending USD$1.5 - $2.M/annual, 实在不难， assume you are a 1%-er, not 0.01%-er （给男士的建议）:
Increase your kids (private) school endowment fund donation, get your family name on a plaque = ~$250k Buy into a country club, from there, back 1-2 local politicians, attend the senator/congressman campaign dinners à find a way to 让Marco Rubio 之类的流氓政客少说天朝的坏话！ = ~$100k - $250k Start an expensive watch collection – I have always wanted to buy an AP Tourbillion = ~$150k Cultivate a high-end wine/whiskey taste – 每年喝掉10- 15瓶 不多吧 = $50k Start an art collection, this one can go infinitely expensive but can start small. Focus on one genre = $400k - $1M Become a silent partner of a chic restaurant: 80% of the 餐厅会在五年内倒掉， so this is not an investment. But a corner private table whenever you want, is just so sexy!!! = $300k哇啦, I have just spent $1.5M - $2M+/Year. It is even a modest budget, 还不包括上中产的衣食住行。。。
我们是一群非常homogeneous的人士：我们大部分，是当年千里挑一， 考试考出到西方来又奋斗了多年的理科书呆子(don't be angry, I am one of you!)。难怪这么多人要钻牛角尖查how you make the $ to qualify for the consumption…
In my other life, we 哀叹 – “阿三帮的只说不练， 老中派的只练不说“。胜负已分。。。我很乐观，EQ要时间去培养。 It takes 3 generations to 培养 a gentleman!! 再给我30年，with some spending, who says among our grandsons there won’t be Satya Nadella, Sundar Pichai and Omar Ishrak !
他做这个都是要坐private jet的，主要是保护名贵画。但做成一个，随便commission都很多
原来gentleman哈需要三代！跟我关系不是很大，总算心放下了。
我在地主群讲过，年回报率低于10%的都是理财。高于10%的可以算投资。
怕吓到人,不得不佩服犹太人的远见卓识
哈哈，开玩笑，但身材真的还行，没有发副
LZ讲的基本上还是围绕着*现实利益*而为。我们不是老白或老犹，但可以多看看他们自传，回忆录和Documentary，会学到许多不同的思路。
看看小扎，小小年纪在结婚和理财上拎得多清。
理财部、投资部, 投资部门有时是理财部门的一块有时不是。理财部主力是私人银行客户经理（针对高端客户）和财务顾问（针对普通客户）。有私人银行账户又全权委托的都知道，客户经理不仅帮你大事如投资部分（包括私募、基金、投行业务如IPO等等）还替你做小事如付账单，买戏票，如有需要还找对口慈善project 等等，总之银行客户经理就是个理财大总管。自己是客户的或看过这些客户的对看别人什么花费基本没啥兴趣，没有什么新鲜的。这些客户委托入门的investable asset最低是5千万左右。也有没有全权委托只委托一部分的，大多数为投资部分，这些客户有时最低入门2百万即可但经常要买些银行推荐的产品。先说到这里，有空有人有兴趣我可以再说说。糊涂兄是华尔街的老人，看他的博客也可以了解很多，有空看看吧。
你的是你的，我的也是你的。happy wife, happy life
我觉得签无所谓，要那么多干嘛
关心一下本地艺术馆的art gala，那些才是真富豪，很多都是很低调的old money
你说他聪明不聪明。恋爱谈了9年（2003--2012），结婚却一天不早？