关于提前退休养老保险的问题

B
Bob山人
楼主 (文学城)

关于提前退休养老保险的问题

Bob山人

 

城里有很好介绍退休后政府提供的养老保险的文章。有工作不退休有保险也无忧。很少有人论及65岁前退休怎么办?

 

这是我想讨论的地方。

麻州有麻州care,大概还能付得了。60岁要1.5万一年。但是比一般的商业保险还是要好。不知道奥巴马care 行不行?还有就是成立一个无业务公司,众人团购group保险。不知道行不行?听人说过,理论上应该可以。至少比单独购买要好。



更多我的博客文章>>> 关于提前退休养老保险的问题 有父母在的地方,不管什么时候都能回家 你在生存空间的哪个位置 人这一辈子 我们积累了太多没用的东西
云起时99
奥巴马care 有收入限制

premium subsidy depends on your state participatation (medicare expansion), and your family size ,,,etc. So you have to manage your income very carefully not to cross the cliff. The substy is in form of refundable tax credit meaning you get money back if the substy is more than your tax bill.

curious how the self-formed group idea works? any insurance agents here to help?  

s
sweetptt
考个经济执照?
B
Bigboy01
有了执照还要入会?what is the cost ?
云起时99
专业协会之类有的有group insurance,多一选择。
f
free2005
用一定的HELOC
g
gccard
这个值得好好讨论,很多人想提前退休,想想保险又不敢了
s
sweetptt
1000s
h
hz82000
平时不经常看病的,买个便宜的,60岁~,一个月$600 可以拿到
j
jwhzzj
控制taxable收入
柠檬椰子汁
麻省的care?

What is Mass Care?

Do you mean https://www.mahealthconnector.org/

ObamaCare(Affordable Care Act)落实是各个州选择自己做还是让联邦政府做。麻省选择自己做,所以MA Health Connector就是ObamaCare,遵守的都是ObamaCare的规则。 see https://www.healthcare.gov/marketplace-in-your-state/

 

J
JS_Greenwich
Do you know where the group insurance can be purchased?

  Do you know where the group insurance can be purchased? Thanks

云起时99
not really

you can google group health insurance without jobs, ACA(Obamacare), private insurance, professional organization membership insurance,.... shop around. 

s
sweetptt
It is offer by NAR (national Association of Realtors)
s
sneezy888
IEEE Kaiser加州每人每月六百左右