In a 2013 letter to Berkshire Hathaway shareholders, Warren Buffett noted an investment plan for his wife that seemed to contradict what many experts suggest for retirees. He wrote that after he dies, the trustee of his wife’s inheritance has been told to put 90% of her money into a stock index fundand 10% into short-term government bonds.
我觉得这个建议很aggressive.
https://www.investopedia.com/articles/personal-finance/121815/buffetts-9010-asset-allocation-sound.asp
稍微激进一点
特别是对给无脑普罗大众的建议,则更是谨慎。
普通人对股市下跌的承受力差远了,数着钱过日子的退休人员占大多数。