给大家出题,是孙振华(小孙班长)的题,我不知道正确答案,KT 能人多,看看。谢谢!

螺丝螺帽
楼主 (文学峸)

第一套,巳经知道正确答案。

第二套,同上。

 

就是第三套,难到我了。先谢谢!

第三套题:
1. A living trust is another term for 
a. an inter vivos trust. 
b. a testamentary trust. 
c. a charitable trust.
 
2. A trust can be funded with 
a. cash. 
b. securities. 
c. almost any asset.
 
3. Trust terms should be as 
a. restrictive as possible. 
b. broad as possible. 
c. appropriate to the circumstances as possible.
 
4. When you create a charitable remainder trust, your family can be 
a. income beneficiaries. 
b. remainder beneficiaries. 
c. either of the above.
 
5. A trustee’s most important duty is 
a. keeping good records. 
b. managing investments prudently. 
c. invading the trust principal.
 
6. A charitable remainder trust can provide income to you and your spouse with a remainder to 
a. your children. 
b. charity. 
c. a business.
 
7. The minimum size of a trust is determined by its 
a. grantor, depending on its purpose. 
b. trustee. 
c. beneficiary.

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purple123
我交白卷
螺丝螺帽
你英语好, 按第6感觉来, 应该可以对几题的
2
2008VGirl
咱们穷人不操那心
螺丝螺帽
学海无涯, 呵呵
福禄寿喜
儿孙自有儿孙福。花光用光,不操那个心。

我总觉得我娃比我强,他们不需要

螺丝螺帽
人生是动态的
p
purple123
胡猜一下。2,3,4 c; 5,6,7 a. 1不知道 :)
平常心安
我也是穷人,不用操那种心。我操的心是付每个月的Bills。 孩子们的健康保险,看牙医,眼睛,contact lens,等等。

男人们都是靠不住的。嫁人千万别嫁比自己条件差的穷人,也别嫁小气男。理解王力宏前妻心情,但是离婚能得到那么多,如果嫁给那个律师前男友离婚可能差远了,这么想她应该觉得一点也不亏,适可而止吧。

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purple123
可不敢说英语好。而且隔行如隔山
螺丝螺帽
据说:accaaba, 错了一题。但是, 我不知道是那题错了
g
gzlady
赞你的孩子们有出息, 主要是基因好啦
2
2008VGirl
我也是这么想的。
g
gzlady
话说回去, 我的钱可不敢用光啊, 我以后的主要收入来源是基金的收益, 打算每年取出5%, 如果用光了就是杀鸡取卵啊 LOL
2
2008VGirl
意思是用在自己身上别老想着留点给孩子
g
gzlady
是的, 明白, 我已经和女儿说过了 :)

不过我以后还是会有点钱留给她的

2
2008VGirl
你是有能力的好妈妈,能留点当然好。只要别尽想着为孩子而克扣自己就行了。
g
gzlady
谢谢, 大家都差不多的, 我会多用点对自己好点的, 谢谢!
L
LifeIsBeautiful3
娃能让妈有这个信心,这娃养得好!
h
hhtt
accaaba 是你的答案?孙老师说里面有一个答案是错的?
L
LifeIsBeautiful3
我的投资观念比较俗气,我赞同投坛大牛特别是老朽说的,看好房地产, 买几套房收租,到时候给娃一套房,就是对他蛮大的帮助了
2
2008VGirl
你在加拿大吧?美国快要打土豪分田地了,LOL
g
gzlady
是的, 那是好办法, 不过我觉得弄出租房很麻烦, 所以我只投资基金。 这二十多年来,

我的基金的平均回报率是每年10%, 所以我取5%应该是到最后至少本还在的。 三年前我已经帮女儿在NYC付头款买了个小公寓了

L
LifeIsBeautiful3
LOL, 啥叫打土豪分田地?
L
LifeIsBeautiful3
那是,投资基金是比较省事,我在房产看到的收益比较大,

当然操作起来比较麻烦些。我们九年前买的两套现值已经是买时三倍了

螺丝螺帽
管他是谁的, 是小孙老师说, 这答案有一个是错的
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gzlady
那是你们有眼光呢, 我们现在的住宅是03年十月买的, 到现在还没有翻倍呢, 其中还投进了很多装修的费用,

不过自己住得舒服就好。 而且已经付清了也省心。

h
hhtt
acccaba
L
LifeIsBeautiful3
我是有空时去投坛那儿瞧瞧,跟他们学了一点点,赞同他们的房产抗通涨的理论
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purple123
专家
g
gzlady
对的, 我只是怕麻烦, 还有觉得房产投资地点和时机很重要, 我觉得我没这个运气的
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longhair
这是我的答案,以我非常有限的对此的了解。你有正确答案一定告知哈。谢谢。

1)a, 2)c, 3)c, 4)a. 5)a, 6)b, 7)a

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longhair
握手,儿孙自有儿孙福。我努力保证自己不成为他的负担。
L
LL0125
Accaabb
螺丝螺帽
你牛, #4应该是C

狗来的:

A charitable remainder trust (“CRT”) can provide you, your spouse, or other beneficiaries with lifetime income (annually either a fixed amount or a percentage of the trust’s value (which will increase or decrease as the value of the trust changes)). When your interest in the trust ends, the balance remaining passes to charity. At the time you set up the CRT, you receive a charitable income tax deduction for the value of the charity’s interest.

螺丝螺帽
见上糊涂兄的答案, 应该是正确的
螺丝螺帽
你的答案, 有一题错。见上答案
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longhair
没看明白呀。你说第四题应该是C,是吗?

但是你狗处理的内容,不是说家庭成员可以有lifetime income吗? reminder 给chrity吗?那怎么会是C呢?

4. When you create a charitable remainder trust, your family can be 
a. income beneficiaries. 
b. remainder beneficiaries. 
c. either of the above.

而且你搜到的,其实在第6题里就有了。

6. A charitable remainder trust can provide income to you and your spouse with a remainder to 
a. your children. 
b. charity. 
c. a business.

螺丝螺帽
也许#4, C 是错的, 我也搞不清了
螺丝螺帽
我家老公认为是A, 所以, 我还是问小孙老师吧。。。
P
Porcelana
原始答案的问题在#5,其实a和b都对,可能孙老师认为a是理所当然,所以认为应该选b。
螺丝螺帽
#5, 选B的话, 我又狗了trustee, 好像还是没搞懂

Trustee (or the holding of a trusteeship) is a legal term which, in its broadest sense, is a synonym for anyone in a position of trust and so can refer to any person who holds property, authority, or a position of trust or responsibility to transfer the title of ownership to the person named as the new owner, in a trust instrument, called a beneficiary. A trustee can also refer to a person who is allowed to do certain tasks but not able to gain income, although that is untrue.[1] Although in the strictest sense of the term a trustee is the holder of property on behalf of a beneficiary,[1] the more expansive sense encompasses persons who serve, for example, on the board of trustees of an institution that operates for a charity, for the benefit of the general public, or a person in the local government.

trust can be set up either to benefit particular persons, or for any charitable purposes (but not generally for non-charitable purposes): typical examples are a will trust for the testator's children and family, a pension trust (to confer benefits on employees and their families) and a charitable trust. In all cases, the trustee may be a person or company, whether or not they are a prospective beneficiary, although a property held in Trust as an asset by a trustee is always for a beneficiary.

福禄寿喜
能在国外混的,基因都好。
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Porcelana
(a)和(b)都是trustee的fiduciary duties,所以我觉得这题有点奇怪,就看孙老师怎么认为了。看这个:

https://smartasset.com/financial-advisor/trust-fiduciary

 

螺丝螺帽
答案是错的, 糊涂兄。

我和老师沟通了一下

一天到晚想吃鱼
握手,The worst thing you can do for those you love is the things t