If you are in a car accident, your insurer determines that you are not at fault, and the insurer of the at-fault driver accepts responsibility, good news—you won't have to pay your deductible! The coverage for any damage will come from the at-fault driver's third-party liability coverage.
If you are in a car accident, your insurer determines that you are not at fault, and the insurer of the at-fault driver accepts responsibility, good news—you won't have to pay your deductible! The coverage for any damage will come from the at-fault driver's third-party liability coverage.
对方保险公司报销了维修费，但车主找上来要求帮他支付垫底费500$ 说是因为我家车的责任。我觉得既然保险公司已经赔偿了，那应与我无关了。
初始我自付deductible.然后我的保险公司开始向对方的保险公司索赔，包括deductible.后来deductible 的款额全部给还与我。
所以你可以告诉对方，已经走保险了，保险公司会处理全部事宜。就是会慢一些。我大概车祸半年后才拿回我的deductible款额
你肇事，他本来应该找你的保险公司索赔。你的保险公司也会全赔，他就没有deductible这个事情了。但是他自己找了自己的保险公司赔，这样他才要付这个deductible。
那么你的保险公司应该赔这个deductible。让他去打电话。
我也碰到过这样的事，对方全责，找对方保险公司geico，geico觉得这一千多的打官司不易，不踩我. 找自己保险公司付了自付500，我保险公司找geico也不理，最后仲裁拿到全额才还我500刀
你的 deductible 尽适用于你 claim 你自己的损失金额, 不适用于第三方的 claim。
我有一次在停车场蹭了别人车, 我的保险公司全赔了他的修车费用, 没来找我要钱。
你的保险费也许会涨, 但与你是否走你的保险无关。 只要你有车祸记录在案, 你的保险就可能涨. 他走了他的保险, 你就有了车祸记录. 所有保险公司都共享车祸记录.
If you are in a car accident, your insurer determines that you are not at fault, and the insurer of the at-fault driver accepts responsibility, good news—you won't have to pay your deductible! The coverage for any damage will come from the at-fault driver's third-party liability coverage.
If you are in a car accident, your insurer determines that you are not at fault, and the insurer of the at-fault driver accepts responsibility, good news—you won't have to pay your deductible! The coverage for any damage will come from the at-fault driver's third-party liability coverage.
如果对方保险公司认为要付垫底费的话，说明保险公司认为在车祸中该车主也有部分责任。但该车主坚持说即便保险公司这样说。因为我家车撞到她车了，要付这笔钱。我告诉她保险公司电话，让她自己去联系我家车的保险公司。