(5) Can I see or inspect the property before the sale?
The owner(s) or the occupants of the property are the only persons able to give permission to prospective bidders, but they are under no obligation to do so. If you can get permission or entry from them, then you may inspect the property, but the commissioner’s office cannot assist in this process. Other information regarding the property may be found at the Property Valuation Administrator's office or at its Web Site at www.FayettePVA.com.
Master Commissioner Sales are "Buyer Beware" Sales. The Property is sold "As Is" "Where Is." The condition of the property is not warranted by the Court, by the Master Commissioner, or by the Plaintiff. If you bid on property, you should have done your due diligence before you bid, not after!
我们这的法拍是法院拍卖。
进入法拍程序，这个房子会上法院公告板。所有债主要到法院注册把所有债务都列出来。法院会做一次估计appraisal。拍卖前两周报纸上发公告。
法院拍卖师执拍。拍卖胜出者当场付10%房价。10天内付清其余90%。如果不是当天全额付款，尾款从第二天开始按年利12%法庭收利息。10天之后没能付清尾款，买家失去首款。法庭把房子放到下一期法拍，继续拍卖。如果法庭10天内收到全款，法庭给买家发放全新干净房契，没有在法庭截止期注册的债务，全免除。
法庭拿到全款按优先级别，欠税，欠各级政府债务，欠HOA，，欠1-N债权人，顺序还债。不是按比例分帐。高位拿全数加利息，低位再拿。如果债权人都拿到，有剩余归原房主
对新房主，法拍就是完全洗白
如果是加州，我知道的情况是这样的：
加州的法律规定经过法院法拍的房子，原业主有权利在1年之内有限赎回并有权继续居住。换言之，拍得者在一年之内拿不到房子，而且有可能白忙活，房子被原业主赎回。因此，银行贷款一般同时会和借贷者共同建立一个trust，一但欠贷，银行会做trust sale，和我们熟知得法拍几乎一样，但是原业主会立刻失去title和居住权，拍得者可以马上拿到房子。
而且加州得银行trust sale一般是当场付10%，后续一周至一个月内付清余款。如果你上当了也许最多损失10%。
我们这也有原业主有权利在有限几个月之内赎回，如果拍卖金额没有达到法院估计的%几十，具体记不清了。
大银行都派人参加拍卖，如果有自己债务房子拍不出价，他们自己回购。每次你听出价有整有零精确到分的，都是银行大员回收自己的债务房
好像同州不同郡操作上都有差别
基本上没机会法拍前进去看
(5) Can I see or inspect the property before the sale?
The owner(s) or the occupants of the property are the only persons able to give permission to prospective bidders, but they are under no obligation to do so. If you can get permission or entry from them, then you may inspect the property, but the commissioner’s office cannot assist in this process. Other information regarding the property may be found at the Property Valuation Administrator's office or at its Web Site at www.FayettePVA.com.
Master Commissioner Sales are "Buyer Beware" Sales. The Property is sold "As Is" "Where Is." The condition of the property is not warranted by the Court, by the Master Commissioner, or by the Plaintiff. If you bid on property, you should have done your due diligence before you bid, not after!
我一哥们买了地基有问题的房子。得亏他有能力自己打桩纠正，所以还是赚到钱了。换个人就赔惨了
然后就成开盲盒，哈哈哈哈
一，屋主有十天的赎回期，二，当拍卖价高于债务时，法院会在买家付清全款后通知其他lien holder 来申请溢价。
一点不奇怪