响应楼下的号召,2024年我需要

福虎
楼主 (文学峸)

1.住房3.5万(包括维修+换家电)

2.医疗3.5万(保险+deductiable)

3.食用4.0万(含车辆+水电网络)

4.旅游6.0万(4次)

5.个税3.0万(15%)

合计 20.0万

 

蓬莱阁21
接地气!4%法则,只需要可投资资产5米,普通人可以够得着。
螺丝螺帽
5.个税3.0万(15%), 你的交税篮子好低啊
2
2008VGirl
医疗这么高?
凊荷
富豪这样不够吧

那个首发邮轮,一次都要十几万

螺丝螺帽
一年当中, 有生大病的, 这价格估计打不住

楼主还没有medicare吧?

蓬莱阁21
新疆这个新东方火车不错,13天,一人不到一万美元。大家组团一起玩怎么样?
螺丝螺帽
富豪是0.1%的才算吧。他应该算还活的滋润的那种, 2%左右?我没查
螺丝螺帽
查到了, 上中产定义, 净资产是50万-2米

What net worth is upper middle class?     $500,000 to $2 million   Some sources define upper middle class as anyone who's making a lot of money but hasn't quite crossed the threshold to become truly wealthy yet. These individuals often have a net worth of at least $500,000 to $2 million.
2
2008VGirl
那不能每年都生大病吧?如果真是生大病就不太可能一年出去玩四次,所以这两项里有一项可减一些。
螺丝螺帽
2%, 是2.4米。但是, 这不说年龄, 不说费用(贷款 ,学费), 觉得不靠谱

 

What is the net worth of the top 2% of Americans? "); display: inline-block; height: 24px; width: 24px; transform: rotateZ(180deg);">    about $2.4 million   Additionally, statistics show that the top 2% of the United States population has a net worth of about $2.4 million. On the other hand, the top 5% wealthiest Americans have a net worth of just over $1 million. Therefore, about 2% of the population possesses enough wealth to meet the current definition of being rich                
螺丝螺帽
同意
j
jingcai
这包括房子的话, 加州中国人基本都是吧?
成功的兔
印象中我哪个政府网站看到过:60-65岁两米多点是top 10%
螺丝螺帽
查到这个, 对退休人而言

What is considered wealthy in retirement?     $1 million, $5 million, $10 million

However, if you have $1m, are retired and are living an expensive lifestyle, you might go from wealthy to poor in a relatively short period of time. The Schwab survey found that overall, Americans say they need: $1.9 million to be wealthy in 2021 (down from $2.6 million in 2020)          
螺丝螺帽
所以, 不用焦虑, 好好享受每一天吧
y
yzhl888
看来慢性病不少啊
螺丝螺帽
我听老公说过, 2%, 退休人士, 是8米左右净资产
福虎
不跟年轻人解释!因为说了你也不明白!LOL
自在自为自洽
美国Top 1%的净资产在十米以上,年收入在八十几万以上
螺丝螺帽
你到了medicare年龄吗?假如到了, 我也理解的
y
yzhl888
这不是很正常?top1%的家庭进籐和名校比例也高了
仁雅居
才15%的税率,一年开支最多只能在5万
y
yzhl888
被动收入税率
螺丝螺帽
他主要有红利, 还有本金啊
自在自为自洽
没觉得正常或不正常,不过是列出统计数据而已
C
CatcherInTheRye
我的清单里也有这个!
T
TTFAN
20 年债券的固定利率现在是 4.6%,这 4% 法则还

能用吗?

z
zhudi
吃4 万?