Suppose you live in a one million house in Boston with 6k SS each month.
Annually to begin with you need to pay:
8k income taxes(federal and state), 7k property taxes. total of 15k
health insurance about 7k.
out-of-pocket medical expenses 2k
property and car insurance 2.5k
utility and internet 2.5k
car expenses/depreciation (fuel, repair, purchasing cost averaged to each year of ownership) 5k
property depreciation (regular maintenance for wear and tear, replacement of equipments such as appliances, heating, structure, excluding furniture) : 4k (this assumes that you are at least above average handy)
total: 38k
This is a bare-bone cost before you can put any food into your mouth..
Suppose you live in a one million house in Boston with 6k SS each month.
Annually to begin with you need to pay:
8k income taxes(federal and state), 7k property taxes. total of 15k
health insurance about 7k.
out-of-pocket medical expenses 2k
property and car insurance 2.5k
utility and internet 2.5k
car expenses/depreciation (fuel, repair, purchasing cost averaged to each year of ownership) 5k
property depreciation (regular maintenance for wear and tear, replacement of equipments such as appliances, heating, structure, excluding furniture) : 4k (this assumes that you are at least above average handy)
total: 38k
This is a bare-bone cost before you can put any food into your mouth..
一个冬天省3000
很节俭了。不是上策。
我承认如果不动这一米半的话不够，但是这一米半要留给孩子吗？
阿猫 ：）
千很寻常。
账户资金，还有那个“度”字，阿猫经常以这个字代替都。看我下面的帖。 ：）
Remember there are two things certain in America. Tax is one of them.
10万净退休收入还不够，你让美国90%以上的退休人，怎么活？
a lot of people do not realize it.
2-3%，一年一万五至2万地税逃不掉。
我觉的波大少算了。
按下面楼主的情况，房子开销太大了。
大大压缩其大开销，也就是说，影响生活质量了
如果不去长途旅行，不生大病， 不出意外， 不补贴孩子。 如果五六十万买房子， 八十万投资， 二十万应急资金可能比较好些， 不过这样居住条件就相对差些。
种地钓鱼，离女儿一俩个小时。
有些seacoast area 的地税也低些……
大家的意思就是50万里可以作点文章。。。这么多人提阿猫，我是得找他算一下。他关了博客，网上找他不到了。要一起去Boston退休还真不错。还有两年时间准备。
38 states and the District of Columbia do not tax Social Security benefits, while 11 states do.