sp500 return

m
meowi
楼主 (文学峸)

I have an retirement account in vanguard sp500 index fund from my prior enployer.  no additional money.  no touch at all.

$415K in Jan 2014

$930K in Jan 2024.  

It said $366k from market gain and $134K from income return ( i think it is from dividend), total personal investment return $500K.  

Rate of return:  15.7%---What?  it took 10 years to double, that should be 7% rate of return, right?

 

硅谷居士
你运气好。过去十年是黄金十年。历史平均数是11%。
硅谷居士
7%是扣除了通货膨胀因素以后。
m
meowi
if return is 15%, it should be 1.6M! some thing wrong?
I
IEbird
黄金的十年。未来会延续吗?经济和科技系统变迁了吗?如从1999年底推算快慢网友结论7.032%,没有adjust通胀。
硅谷居士
是不是管理公司收了额外的费用?有些资管公司很黑的。
a
andy99
你看的是最近3年或5年的吧?再回去仔细看看
a
anne8
DO YOUR SIMPLE MATH, 7.677% ANNUAL RETURN ONLY.
a
anne8
每年平均涨8.4% 而已,并没扣除通胀, 小学数学而已。
品酒
VOO 1/1 2014 $163 1/1 2024 $433, 楼主的账户是扣了费用?
I
IEbird
9年total return 估算约9.6%?
咖喱披萨
dividend 是每年产生的,所以算return rate会有点不一样
R
RomaVacation
Arithmetic gain?
m
meowi
wow,maybe I should sell the fund and change to VOO! big diff
m
meowi
?? not understand
m
meowi
10 years 2014-2024
m
meowi
not sure, it is in Vanguard admire fund, should be less fee
虎嗅蔷薇
先了解一下yield 和rate of return的不同定义和算法就理解了

Yield and return both measure an investment's financial value over a set period of time, but do it using different metrics. Yield is the amount an investment earns during a time period, usually reflected as a percentage. Return is how much an investment earns or loses over time, reflected as the difference in the holding's dollar value. The yield is forward-looking and the return is backward-looking.