Warren Buffet 的 90/10 建议：90%买SP500 index fund，10%买短期国债
In a 2013 letter to Berkshire Hathaway shareholders, Warren Buffett noted an investment plan for his wife that seemed to contradict what many experts suggest for retirees. He wrote that after he dies, the trustee of his wife’s inheritance has been told to put 90% of her money into a stock index fundand 10% into short-term government bonds.
我去看了一眼我的投资组合：
target fund 20%
vangard 500 index fund 60%
vangard growth index fund 20%
有点犹豫是不是把target fund 的20% 转成500 index fund. 看了一下10年的回报率500 index 高于target fund.
我的financial advisor 建议我的分配是：income 25%, growth and income 40%, growth 35%
感恩节快乐！
需要把target fund 转成large fund吗？
In a 2013 letter to Berkshire Hathaway shareholders, Warren Buffett noted an investment plan for his wife that seemed to contradict what many experts suggest for retirees. He wrote that after he dies, the trustee of his wife’s inheritance has been told to put 90% of her money into a stock index fund and 10% into short-term government bonds.
https://www.investopedia.com/articles/personal-finance/121815/buffetts-9010-asset-allocation-sound.asp