Between 2019 and 2022, real median net worth surged 37 percent, and real mean net worth increased 23 percent. These patterns imply some narrowing of the wealth distribution between surveys. Indeed, the 2019–22 growth in median net worth was the largest three-year increase over the history of the modern SCF, more than double the next-largest one on record. • Increases in both median and mean net worth were near universal across different types of families, grouped by either economic or demographic characteristics.
Assets
The homeownership rate increased slightly between 2019 and 2022, to 66.1 percent. For families that owned a home, the median net housing value (the value of a home minus homesecured debt) rose from $139,100 in 2019 to $201,000 in 2022, as home values increased and housing debt was rather flat. Net housing values grew substantially for families across the usual income distribution, reaching their highest levels on record. Correspondingly, housing affordability fell to historic lows, as the median home was worth more than 4.6 times the median family income.
美联储周三在其三年一度的消费者财务调查中报告称，在大流行期间，典型家庭的净资产激增，这主要得益于房价和股价上涨以及政府刺激措施。
净资产是衡量负债后的家庭资产的指标。美联储发现，考虑到通货膨胀因素后，净资产中位数跃升至 192,900 美元，较 2019-22 年增长 37%。
这一百分比增幅是自 1989 年美联储开始现代调查以来的最大增幅。它也是有记录以来第二大增幅的两倍多：2004 年至 2007 年，即大衰退之前，实际净资产中位数增长了 18%。
美联储表示，“不同类型家庭的净资产几乎普遍增长” 。
通胀是财富重新分配的有效工具。
各位自查一下，看自己的净资产飙升了 37%没有？
3千万的没涨到4千万的没达标！
3百万的没涨到4百万的也没达标！
一般劳苦大众，很容易净资产飙升了 37%的！
啊哈哈哈。。。。。。。。。。。
啊哈哈哈。。。。。。。。。
可以退休了！
5% 的50万是 2万5
1%的 200万 也2万
啊哈哈哈哈。。。。。。。。。。。。。。
工作的老人都不再工作了，空出很多位子！
啊哈哈哈。。。。。。。。。。。。
但我估计底层50%要涨的更多，
而top 10%的涨的比例要小因为基数大和投资的多样性（ 分散了风险，同时也降低了回报！）
啊哈哈哈。。。。。。。。。。。
如果股市房市都入冬的话
Net Worth
Between 2019 and 2022, real median net worth surged 37 percent, and real mean net worth increased 23 percent. These patterns imply some narrowing of the wealth distribution between surveys. Indeed, the 2019–22 growth in median net worth was the largest three-year increase over the history of the modern SCF, more than double the next-largest one on record. • Increases in both median and mean net worth were near universal across different types of families, grouped by either economic or demographic characteristics.
Assets
The homeownership rate increased slightly between 2019 and 2022, to 66.1 percent. For families that owned a home, the median net housing value (the value of a home minus homesecured debt) rose from $139,100 in 2019 to $201,000 in 2022, as home values increased and housing debt was rather flat. Net housing values grew substantially for families across the usual income distribution, reaching their highest levels on record. Correspondingly, housing affordability fell to historic lows, as the median home was worth more than 4.6 times the median family income.
https://www.federalreserve.gov/publications/files/scf23.pdf (See Page 2)