This is 2 unit with 1 car detached garage to property. First floor is 2BR, 1BA, some original hardwood floors, month to month tenant pays $650/month. 2nd floor 2BR, 1 BA has long term Sect. 8 tenant, pays $535/month. All rents include WSG and heat, tenants pay electric. Each unit has its own laundry hook up, 1 car garage has full lower storage area as well - that is currently vacant. 2021 annual expenses included Oil $4006; Insurance $916; Water $469; Sewer $420; Trash $204; Taxes $1218. Total expenses: $7233/year . Rents are substantially below market rents, AND just adding garage rental income would increase your ROI!
https://www.calculator.net/rental-property-calculator.html
把以下拷贝到文本编辑软件中，然后存为HTML文件就行。刚开始没有计算器，我只是粗略估算，后来加了计算器和记事本
<!DOCTYPE html>
<html>
<body>
<head>
<style>
#form {
background-color: lightblue;
height: 600px;
width: 600px;
margin-right: auto;
margin-left: auto;
margin-top: 0px;
border-top-left-radius: 10px;
border-top-right-radius: 10px;
padding: 0px;
}
h1 {text-align: center;}
label {
font-family: Georgia, "Times New Roman", Times, serif;
font-size: 18px;
color: #333;
height: 20px;
width: 200px;
margin-top: 10px;
margin-left: 10px;
text-align: left;
clear: both;
float: left;
}
input {
height: 20px;
width: 300px;
border: 1px solid #000;
margin-top: 10px;
float: left;
}
</style>
</head>
<body>
<div id="form">
<fieldset>
<h1>Investment calculation</h1>
<label for="num1">Purchase Price:</label>
<input type="text" id="num1" name="num1" />
<label for="num2">Yearly Cost:</label>
<input type="text" id="num2" name="num2" />
<label for="num3">Monthly Rent:</label>
<input type="text" id="num3" name="num3" />
<input type="button" value="Calculate" onclick="calc()" />
</fieldset>
</form>
</body>
<p id="result"></p>
<script>
function calc()
{
var E = 0;
var A = document.getElementById("num1").value;
var B = document.getElementById("num2").value;
var D = document.getElementById("num3").value;
var E = (Number(D)*12-Number(B))/Number(A);
var E = parseFloat(E*100).toFixed(0);
var F = "Yearly return : " + E + " %";
document.getElementById("result").innerHTML = F;
}
</script>
<iframe src="demo_iframe.htm" height="330" width="250"></iframe>
<iframe src="demo1_area.htm" height="330" width="280"></iframe>
</body>
</html>
而且为了估计最好回报，记事本里的项目可以做备注，与人谈的时候比较有底气
有个笔记本功能就方便许多，你可以考虑推迟哪些装修能回报最大化。
标价$104,900
This is 2 unit with 1 car detached garage to property. First floor is 2BR, 1BA, some original hardwood floors, month to month tenant pays $650/month. 2nd floor 2BR, 1 BA has long term Sect. 8 tenant, pays $535/month. All rents include WSG and heat, tenants pay electric. Each unit has its own laundry hook up, 1 car garage has full lower storage area as well - that is currently vacant. 2021 annual expenses included Oil $4006; Insurance $916; Water $469; Sewer $420; Trash $204; Taxes $1218. Total expenses: $7233/year . Rents are substantially below market rents, AND just adding garage rental income would increase your ROI!
这样的房租价，车库出租忽略不计，不够操心，你可以计算一点收入当好玩费，我看就只有你喜欢玩烦心。哈哈。
改电热成本可能要两千左右。如果用EQUITY只付利息的贷款拿下，应该压力不算大。因为买下来是带租客的，所以不存在空置期。而且SECTION 8涨租空间也比较大，有一个做底，另一个租客我就敢涨房租的幅度比较大。
有了互联网的网上购物，许多零售商也都有生存危机，连大的连锁店都无法生存，小的就更别说了。如果是个仓库倒是机会比较大。但对于商业，水电公司不会因为没生意就网开一面它们还是沿用过去的计算标准。保险公司也是如此。一方面费用高，一方面没有租客当然是个头痛的事。
搞房产投资的陷阱是凭印象感觉买，我第一个投资的房产就有人劝我别买，原因就是它上市太长时间没人感兴趣。我在现在的地方买的第一个投资房，家里人就反对说太脏但我看到结构一点问题都没有。结果花了三千块就焕然一新了。我买的决定都是基于价格低到把风险都包括进去了。他们的价格都低于一部新车了。房子再怎么也比车值钱吧。
我在纽约多年，知道基本上co-op是不能出租的，有极少数大楼允许是因为有特殊情况，一旦恢复正常，就又不允许出租，很难保证长期，这正是房产投资的大忌。
大家都在这里讨论债券的时候，对房产的投资可能忽略的一点就是，除了表面上的东西之外，这里还有做税时的好处，随便报点花销就能减低所得税。这些都是表面的，但是初步计算可以帮助决定值不值得去看一趟。具体而言一般人不会全额贷款的，所以还贷压力还会进一步降低。