LTC 华盛顿州出台流氓政策拿W2的人如果没有自己的必须加入州政府的直接从工资扣

颤音
楼主 (文学峸)

好像按0.58%,benefit是州政府定的,和投保额无关,搬离华州,就作废,当贡献了。华州政府的529也是类似的耍流氓。

晨夕16
其实这个也没太多钱,跟自己买LTC的钱比太少了
柠檬椰子汁
对啊,因为最后你不买还是州里的medicaid出钱养你。

我赞成这个政策。

勿来三
做打工人的,老老实实按小时挣钱,做sales的靠忽悠,做政府的能明抢

https://www.seattletimes.com/seattle-news/health/washingtons-new-long-term-care-tax-deduction-begins-in-january-heres-what-to-know-about-the-program/

Who will be eligible for benefits?

To earn benefits, an individual must have worked and contributed to the fund for at least 10 years, without a break of five or more years, or three years in the past six years at the time they apply for benefits with at least 500 hours worked annually during those years.

People who meet those criteria may access benefits starting in 2025 if the Department of Social and Health Services determines they require assistance for at least three activities of daily living.

 

There is no option to cash out the contributions made if benefits are not used.

 

What if I move or am retiring soon?

Currently, the funds can only be used in Washington. People who move out of state can’t take the benefit with them, and those who currently live out of state but work for companies in the state won’t get the benefit.

People who retire before they meet the required number of years contributing to the fund won’t receive the benefit.

勿来三
only to "pay up to a $36,500 benefit "

少得可怜, 而且十年以后才可以有benefit

柠檬椰子汁
The real reason: saving in Medicaid.

The plan is expected to save $3.9 billion in state Medicaid costs by 2052 and eligible beneficiaries will be able to begin collecting benefits starting in 2025.

 

t
tz2000
好像可以买私营LTC然后opt out.