今年几个房子碰在一起，因为大风大雨出了一些问题，claim了3次保险，原来的metlife不给保了，我们换到另外一家，结果做了insurance inspection 之后，说一个老房子屋顶不合格，不修好不给保。请问有经验的大佬们，这种情况下换一家保险公司会避免这种要求吗? 这个房子很老了，不想修了，因为有计划明年推倒建新房，在很好的学区。如果修的话，是不是必须换房顶? 谢谢大家。
replace it. I had to replaced mine per insurance company's request to keep my insurance policy and mortgage, when the roof was not even leaking.
3 claims is a bad sign. Every insurance company will see the record. Even you got them insure your roof, they won't pay for the new roof replace. They only pay what is the value left in the roof.
是一辆车撞倒了我们房子retaining wall上，责任在对方，而且就发生在这个房子卖出成交几天之前。
To insurance company, there is no difference.
今年几个房子碰在一起，因为大风大雨出了一些问题，claim了3次保险，原来的metlife不给保了，我们换到另外一家，结果做了insurance inspection 之后，说一个老房子屋顶不合格，不修好不给保。请问有经验的大佬们，这种情况下换一家保险公司会避免这种要求吗? 这个房子很老了，不想修了，因为有计划明年推倒建新房，在很好的学区。如果修的话，是不是必须换房顶? 谢谢大家。
replace it. I had to replaced mine per insurance company's request to keep my insurance policy and mortgage, when the roof was not even leaking.
3 claims is a bad sign. Every insurance company will see the record. Even you got them insure your roof, they won't pay for the new roof replace. They only pay what is the value left in the roof.
是一辆车撞倒了我们房子retaining wall上，责任在对方，而且就发生在这个房子卖出成交几天之前。
To insurance company, there is no difference.