孩子赚了不到6千块，打算全部放到Roth IRA 里。报税时，是否还可以跟父母一起报？另外在什么情况下，大学生自己报税最划算？
ROTH contribution is after tax.
If he file with you, the $6000 would be taxed at the parent's marginal tax rate, e.g. 22% - 24%. There is no personal exemption for dependents.
If he files by himself, the $6000 is under personal exemption of $12000, so he don't have to pay any tax on it.
https://www.nolo.com/legal-encyclopedia/when-does-your-child-have-file-tax-return.html#:~:text=A%20child%20who%20has%20only,%2412%2C200%20without%20paying%20income%20tax.
我不相信任何一个年轻人会想到退休计划。
可就多了。选择自己报但被别人claim 为dependent，父母税表上把他列为dependent.
孩子赚了不到6千块，打算全部放到Roth IRA 里。报税时，是否还可以跟父母一起报？另外在什么情况下，大学生自己报税最划算？
ROTH contribution is after tax.
If he file with you, the $6000 would be taxed at the parent's marginal tax rate, e.g. 22% - 24%. There is no personal exemption for dependents.
If he files by himself, the $6000 is under personal exemption of $12000, so he don't have to pay any tax on it.
https://www.nolo.com/legal-encyclopedia/when-does-your-child-have-file-tax-return.html#:~:text=A%20child%20who%20has%20only,%2412%2C200%20without%20paying%20income%20tax.
我不相信任何一个年轻人会想到退休计划。
可就多了。选择自己报但被别人claim 为dependent，父母税表上把他列为dependent.