请教: 这种情况是不是该搞1031置换

北美翠花
楼主 (文学峸)

我在FL有一个投资房2008年20万买的,现在可以35万卖了,之所以想卖是因为在当地只能租1700,换成40万的房子在我们当地可以租2500到2700,而且本地管理,可以省不少管理费,所以有些想做一个1031置换,换到本地。本地房价基本不涨,也没有什么涨的潜力,所以不知道这种情况是不是值得换。 也可以在本地买两个20-25万的房子,每个租1500-1700左右。

要是不置换,大概15万利润需要上税,要交两万的税金,好处是钱可以拿回来灵活运用。

请问这种情况你会采取置换吗?谢谢!

h
hhtt
我会做!换回来买两房!
守月
听起来不该。假如你FL的房子地处增长区,而十三年远程下来,你也没发现这是个头疼的房子。涨租和refi也是路子。
H
H&CMom
15万利润只交2万税?
北美翠花
15% long term capital gain
北美翠花
FL觉得涨势不能维持,而且周围空地很多,还在不断地造新房,另外这个区因为房租低,租客的质量不是很高,本地租客质量会高一些。
N
NordstromFan
you also need to pay depreciation recapture which is taxed at yo
N
NordstromFan
I just did 1031 exchange

You should expect fees paid to 1031 Qualified Intermidiatory and also your own attorney. I exchanged one for two smaller ones with about similar returns. 

k
kungfutea
请教一下,这种市场环境是怎么找到replacement properties的?
N
NordstromFan
not any different from buying other properties

You just need to make sure to identify the replacement property within 45 days from the closing of you relinquished property and close with in 180 days, also fill out all forms provided your qualified intermidiatry. Sales proceeds are with held by you QI. It takes the QI a few days to pay deposit if you don't have enough from your own packets. Your clsoing attorney neesd to have specific languages in your P&S to assign your rights to the QI.

北美翠花
谢谢你的信息!
k
kungfutea
Thanks for the detailed response. I guess it depend on the marke
m
meowi
can you complete your sentance? the recap will be pay at income
H
H&CMom
没有州税就是好

我们光州税就9%了。

H
H&CMom
还有一个额外的3.8% capital gain tax 如果收入超过15万