can locked rate be change? I have - 2020年3月3日文学峸存档

文学峸

5 年多

楼主 (文学峸)

I have just locked the rate with a bank before the market crushed. Now the rate has significantly lower, the bank still in the process of auditing my documents, can I ask for a rate change? Anyone know how to? Thank you

B

Blueshirt

5 年多

Many lenders offer relock for a fee or without a fee. Yes you ca

can at least ask

众

众里寻它

5 年多

谢了。我refi下周close。可能有点晚了。

B

Blueshirt

5 年多

Not really. Try first.

柠

柠檬椰子汁

5 年多

告诉他们不降rate你找别的公司。最好找好别的公司的quote。

柠

柠檬椰子汁

5 年多

refi可以随时取消的，打不过损失一个appraisal fee。

m

meowi

5 年多

Thank you!

m

meowi

5 年多

thank you

白

白沙井hx_

5 年多

On the residential side, maybe, but not on the commercial side

I got answer from my lender