You need a lawyer to review the legal paperwork throughout the process so why don't you ask your lawyer? There is not enough information to provide advise. I personally wouldn't sign unless I am sure I can get the loan -- even thought I am 99% sure I won't have issues obtaining any mortgage loans. Check with the lender to see if they can expedite the process or at least an estimate date. If shouldn't take very long unless the lender find issues with your documentation or credit. Or things get delayed due to COVID19. If that's the case, negotiate with the seller for an extension because new potential buyers would probably end up with the same problem.
我最近在买一个房子 现在贷款还没有下来 但是我的买房中介要我签removal contingency 但是我怕贷款下不来想延几天 他说如果我不签的话 卖方会延期罚我的钱 因为说我之前有签一份协议 这个月30号就是 escrow closing date了 请问我该怎么办 我要是签了万一贷款失败 定金就没了 但是要是不签 卖房会不会采取什么手段罚我
You need a lawyer to review the legal paperwork throughout the process so why don't you ask your lawyer? There is not enough information to provide advise. I personally wouldn't sign unless I am sure I can get the loan -- even thought I am 99% sure I won't have issues obtaining any mortgage loans. Check with the lender to see if they can expedite the process or at least an estimate date. If shouldn't take very long unless the lender find issues with your documentation or credit. Or things get delayed due to COVID19. If that's the case, negotiate with the seller for an extension because new potential buyers would probably end up with the same problem.
我在加州 请问如果我现在无理由退出的话 可以拿回定金吗
也要看合同里怎么说的。如果银行拒绝后拿拒批信给卖家，一般就可以拿回钱了。这个是为什么会有这个contingency。