Nonresident Aliens who receive interest income from deposits with a U.S. bank, savings & loan institution, credit union, or insurance company, or who receive Portfolio Interest (described in Publication 519, U.S. Tax Guide for Aliens) are exempt from taxation on such interest income as long as such interest income is not effectively connected with a United States trade or business.
不是100万。是10万美元。一年的利息。
是预备生活费用。
Nonresident Aliens who receive interest income from deposits with a U.S. bank, savings & loan institution, credit union, or insurance company, or who receive Portfolio Interest (described in Publication 519, U.S. Tax Guide for Aliens) are exempt from taxation on such interest income as long as such interest income is not effectively connected with a United States trade or business.
这个是税务局官网发布的。也是为什么问你那笔存款摆在美国银行的目的之一。如果你不是美国公民或者绿卡，美国境内的银行赚的利息是不用交税的，前提是那笔钱只是投资而不是某种的商业用途。看你的意思，生活费，那应该是没有什么生意上的往来。你可以填1040nr 然后要求税务局退款给你。