Don't listen to them ... short term gain 100% can deposit into ira .... as I done it before through my cpa ... even now I don't qualify as income over $200k Long term capital gain , don't known , as I never done before .. But normal logic is you can do it as well
【 在 watergulu(Tufei) 的大作中提到: 】
: 啊？这样啊？那我short term capital gain还有几千块，这个可以用来存 traditional
【 在 stockfans12 (sf) 的大作中提到: 】 : Don't listen to them ... short term gain 100% can deposit into ira .... : as I done it before through my cpa ... even now I don't qualify as income : over $200k : Long term capital gain , don't known , as I never done before .. : But normal logic is you can do it as well : : 啊？这样啊？那我short term capital gain还有几千块，这个可以用来存 : traditional : : IRA吗？ :
老大，网上说if your short term capital gain is your only source of income then it can not be used for contribution to IRA. 是不是当时你还有其他收入呢 ？谢谢。
【 在 stockfans12 (sf) 的大作中提到: 】 : Don't listen to them ... short term gain 100% can deposit into ira .... : as I done it before through my cpa ... even now I don't qualify as income : over $200k : Long term capital gain , don't known , as I never done before .. : But normal logic is you can do it as well : : 啊？这样啊？那我short term capital gain还有几千块，这个可以用来存 : traditional : : IRA吗？ :
2009 I still have job , after 2010 already over $200k income in stock ... never contribute since then ..... maybe they are correct ..... But short term gain is tax as salary income .... normal logic should be ok , you go check with your cpa ..
【 在 watergulu(Tufei) 的大作中提到: 】
: 老大，网上说if your short term capital gain is your only source of income
: then it can not be used for contribution to IRA. 是不是当时你还有其他 收入呢
【 在 stockfans12 (sf) 的大作中提到: 】 : Don't listen to them ... short term gain 100% can deposit into ira .... : as I done it before through my cpa ... even now I don't qualify as income : over $200k : Long term capital gain , don't known , as I never done before .. : But normal logic is you can do it as well : : 啊？这样啊？那我short term capital gain还有几千块，这个可以用来存 : traditional : : IRA吗？ :
Check your tax return. Your $200k income must include "earned income." Your IRA contribution maybe post-tax instead of pre-tax.
For IRA rules, long term or short term capital gains do not matter.
【 在 stockfans12 (sf) 的大作中提到: 】 : Don't listen to them ... short term gain 100% can deposit into ira .... : as I done it before through my cpa ... even now I don't qualify as income : over $200k : Long term capital gain , don't known , as I never done before .. : But normal logic is you can do it as well : : : : 【 在 watergulu(Tufei) 的大作中提到: 】 : : 啊？这样啊？那我short term capital gain还有几千块，这个可以用来存 : traditional : : : IRA吗？
capital gain 不算 earned income。 你可以开个 LLC， 你是OWNER 兼 雇员， 自己给自己开工资， 同时付 social security tax, medicare tax, federal income tax, state income tax, etc. 在 加州， 开LLC 年收入 $25万以下， 免费； $50万以下, 几年前是 $800/年。
其实， long term capital gain tax rate 比 income tax rate 还低， short term capital gain 要用 income tax rate， 为了 $6-7，000 的 IRA， 开个LLC 不一定值。
这样的话，long term capital gain除了可以offset standard deduction还可以
offset traditional IRA contribution吗？
比如赚了6万，减去12500的standard exemption, 再存点tradtional IRA，今年的long term capital gain就可以不用交税了吧。
不知道这样计算对不对？大牛来说说好吗。
不可以存IRA
只有劳动收入才能存IRA，比如W2，合同工1099，自雇
啊？这样啊？那我short term capital gain还有几千块，这个可以用来存traditional IRA吗？
【 在 poppyjasper (为者常成，行者常至) 的大作中提到: 】
: 不可以存IRA
: 只有劳动收入才能存IRA，比如W2，合同工1099，自雇
这也不是劳动所得
【 在 watergulu (Tufei) 的大作中提到: 】
: 啊？这样啊？那我short term capital gain还有几千块，这个可以用来存
traditional
: IRA吗？
Don't listen to them ... short term gain 100% can deposit into ira ....
as I done it before through my cpa ... even now I don't qualify as income
over $200k
Long term capital gain , don't known , as I never done before ..
But normal logic is you can do it as well
【 在 watergulu(Tufei) 的大作中提到: 】
: 啊？这样啊？那我short term capital gain还有几千块，这个可以用来存
traditional
: IRA吗？
我觉得只有earned income才可以
莫守法莫大cpa，可能胆子比较大一些
歪门邪道不要搞，你有本事摊开来说。
【 在 stockfans12 (sf) 的大作中提到: 】
: Don't listen to them ... short term gain 100% can deposit into ira ....
: as I done it before through my cpa ... even now I don't qualify as income : over $200k
: Long term capital gain , don't known , as I never done before ..
: But normal logic is you can do it as well
:
: 啊？这样啊？那我short term capital gain还有几千块，这个可以用来存
: traditional
:
: IRA吗？
:
老大，网上说if your short term capital gain is your only source of income
then it can not be used for contribution to IRA. 是不是当时你还有其他收入呢
？谢谢。
【 在 stockfans12 (sf) 的大作中提到: 】
: Don't listen to them ... short term gain 100% can deposit into ira ....
: as I done it before through my cpa ... even now I don't qualify as income : over $200k
: Long term capital gain , don't known , as I never done before ..
: But normal logic is you can do it as well
:
: 啊？这样啊？那我short term capital gain还有几千块，这个可以用来存
: traditional
:
: IRA吗？
:
2009 I still have job , after 2010 already over $200k income in stock ...
never contribute since then .....
maybe they are correct .....
But short term gain is tax as salary income .... normal logic should be ok , you go check with your cpa ..
【 在 watergulu(Tufei) 的大作中提到: 】
: 老大，网上说if your short term capital gain is your only source of
income
: then it can not be used for contribution to IRA. 是不是当时你还有其他
收入呢
: ？谢谢。
Oh well , 2009 I still have job .... maybe you are correct
【 在 poppyjasper(为者常成，行者常至) 的大作中提到: 】
: 我觉得只有earned income才可以
: 莫守法莫大cpa，可能胆子比较大一些
【 在 stockfans12 (sf) 的大作中提到: 】
: Don't listen to them ... short term gain 100% can deposit into ira ....
: as I done it before through my cpa ... even now I don't qualify as income : over $200k
: Long term capital gain , don't known , as I never done before ..
: But normal logic is you can do it as well
:
: 啊？这样啊？那我short term capital gain还有几千块，这个可以用来存
: traditional
:
: IRA吗？
:
Check your tax return. Your $200k income must include "earned income." Your IRA contribution maybe post-tax instead of pre-tax.
For IRA rules, long term or short term capital gains do not matter.
再问大家一个问题，如果全年earned income只有6000刀，但是还有一些long term
capital gain. 那可以全部6000都放Roth IRA吗？因为我知道Roth只能放税后的钱，所以想问一下。
you know shit. get a better CPA
【 在 stockfans12 (sf) 的大作中提到: 】
: Don't listen to them ... short term gain 100% can deposit into ira ....
: as I done it before through my cpa ... even now I don't qualify as income : over $200k
: Long term capital gain , don't known , as I never done before ..
: But normal logic is you can do it as well
:
:
:
: 【 在 watergulu(Tufei) 的大作中提到: 】
: : 啊？这样啊？那我short term capital gain还有几千块，这个可以用来存
: traditional
:
: : IRA吗？
买个报税软件，说你要存6k Roth，看看让不让你存不就行了。
【 在 watergulu (Tufei) 的大作中提到: 】
: 再问大家一个问题，如果全年earned income只有6000刀，但是还有一些long term
: capital gain. 那可以全部6000都放Roth IRA吗？因为我知道Roth只能放税后的钱，所
: 以想问一下。
capital gain 不算 earned income。
你可以开个 LLC， 你是OWNER 兼 雇员， 自己给自己开工资， 同时付 social
security tax, medicare tax, federal income tax, state income tax, etc. 在
加州， 开LLC 年收入 $25万以下， 免费； $50万以下, 几年前是 $800/年。
其实， long term capital gain tax rate 比 income tax rate 还低， short term capital gain 要用 income tax rate， 为了 $6-7，000 的 IRA， 开个LLC 不一定值。