公司的保险有4种 cigna ppo：deductible网内1000/ 网外2000；out of pocket网内4000/网外8000； maternity网内外都是90% after deductible cigna epo：只有网内；deductible 1000；out of pocket 4000；maternity 100% after deductible cigna hsa：公司补1000；deductible网内3000/网外6000；out of pocket网内4000/网外8000；maternity网内90% after deductible/网外70% after deductible kaiser hmo：只有网内；deductible 0；out of pocket 3000；maternity $250 per admission
听说生产住院的时候反正是要把out of pocket用完的，cigna的网跟kaiser的网内医生哪个好一些？看到网上说kaiser的有的说只要300刀就生娃完了，这么便宜么？ 今年还有2个月不知道选什么，现在还在备孕，还没有怀上，希望马上就怀上，
Don't know about your policy with Kaiser. We have two kids, both at Kaiser. Each one, we paid a total of $120, everything included, labs, visits, and even the food for the two or three days at the hospital after delivery.
【 在 FortyNiner (Niner) 的大作中提到: 】 Don't know about your policy with Kaiser. We have two kids, both at Kaiser. Each one, we paid a total of $120, everything included, labs, visits, and even the food for the two or three days at the hospital after delivery.
depends on your plan, but we are with Kaiser, and we didn't spend anything out of pocket during the whole process, I had c-section. We pay 200+ each month though, for me and my husband.
公司的保险有4种
cigna ppo：deductible网内1000/ 网外2000；out of pocket网内4000/网外8000；
maternity网内外都是90% after deductible
cigna epo：只有网内；deductible 1000；out of pocket 4000；maternity 100%
after deductible
cigna hsa：公司补1000；deductible网内3000/网外6000；out of pocket网内4000/网外8000；maternity网内90% after deductible/网外70% after deductible
kaiser hmo：只有网内；deductible 0；out of pocket 3000；maternity $250 per
admission
听说生产住院的时候反正是要把out of pocket用完的，cigna的网跟kaiser的网内医生哪个好一些？看到网上说kaiser的有的说只要300刀就生娃完了，这么便宜么？
今年还有2个月不知道选什么，现在还在备孕，还没有怀上，希望马上就怀上，
另外，人在湾区，东湾union city，求推荐ob和医院。谢谢
cigna ppo：105
cigna epo：115
cigna hsa：80
kaiser hmo：95
need to make sure network
out of pocket during the whole process, I had c-section. We pay 200+ each
month though, for me and my husband.