求 refi 利率

S
Speedoo
楼主 (未名空间)


Loan balance: 829k (can pay down to 820k or cash out)
LTV: < 50%
Property type: SFH
Current rate: 2.75%
FICO 8 score: > 840

求 7/1, 10/1 ARM or 30 year fixed whichever is lower, no point no fee

多🙏!
m
mythicalman

Based on 2/3 rate, 2.625 no point no fee, plus extra 3k credit. Based on
your LTV, it's likely that the appraisal can be waived. If not, the
appraisal fee is about 800.
r
rfclub

according to https://singlefamily.fanniemae.com/media/9456/display
The following are not eligible for an appraisal waiver offer:
Loan casefiles in which the value of the subject property provided to DU is $1,000,000 or greater