Based on 2/3 rate, 2.625 no point no fee, plus extra 3k credit. Based on your LTV, it's likely that the appraisal can be waived. If not, the appraisal fee is about 800.
according to https://singlefamily.fanniemae.com/media/9456/display The following are not eligible for an appraisal waiver offer: Loan casefiles in which the value of the subject property provided to DU is $1,000,000 or greater
Loan balance: 829k (can pay down to 820k or cash out)
LTV: < 50%
Property type: SFH
Current rate: 2.75%
FICO 8 score: > 840
求 7/1, 10/1 ARM or 30 year fixed whichever is lower, no point no fee
多🙏！
Based on 2/3 rate, 2.625 no point no fee, plus extra 3k credit. Based on
your LTV, it's likely that the appraisal can be waived. If not, the
appraisal fee is about 800.
according to https://singlefamily.fanniemae.com/media/9456/display
The following are not eligible for an appraisal waiver offer:
Loan casefiles in which the value of the subject property provided to DU is $1,000,000 or greater