Pennsylvania 529 plan 很好啊

palmtopalm
楼主 (未名空间)

Earnings grow federal income tax-free – Earnings grow tax-deferred and are free from federal income tax when used for qualified education expenses.

Earnings grow state income tax-free – For Pennsylvania taxpayers, earnings grow tax-deferred and are free from Pennsylvania state income tax when used for qualified education expenses.

Pennsylvania state income tax deduction – Pennsylvania taxpayers can deduct up to $15,000 in contributions per beneficiary per year ($30,000 if married filing jointly, assuming each spouse had income of at least $15,000) from
their Pennsylvania taxable income for the purposes of determining their
state income taxes.