$5K spend during first three months = $500 $50K during first six months = $1500 (additional? because it says up to $2K bonus) Probably need to spend $55K all together, still worth it
On top of that $55K spend earns you $1.1K
So $50-55K spend earns you $3-3.1K bonus,觉得很不错啊，能花这么多的可以跳了
【 在 blackcock (黑鸡鸡) 的大作中提到: 】 : $5K spend during first three months = $500 : $50K during first six months = $1500 (additional? because it says up to $ 2K : bonus) : Probably need to spend $55K all together, still worth it : On top of that $55K spend earns you $1.1K : So $50-55K spend earns you $3-3.1K bonus,觉得很不错啊，能花这么多的可以跳了
【 在 blackcock (黑鸡鸡) 的大作中提到: 】 : $5K spend during first three months = $500 : $50K during first six months = $1500 (additional? because it says up to $ 2K : bonus) : Probably need to spend $55K all together, still worth it : On top of that $55K spend earns you $1.1K : So $50-55K spend earns you $3-3.1K bonus,觉得很不错啊，能花这么多的可以跳了
in the first 6 months 是指 180天左右？还是就是指6个月？比如今天申请成功了， 这个月就算第一个月，虽然就剩下4天了。先谢了！ 【 在 blackcock (黑鸡鸡) 的大作中提到: 】 : $5K spend during first three months = $500 : $50K during first six months = $1500 (additional? because it says up to $ 2K : bonus) : Probably need to spend $55K all together, still worth it : On top of that $55K spend earns you $1.1K : So $50-55K spend earns you $3-3.1K bonus,觉得很不错啊，能花这么多的可以跳了
It will NOT work. I learned this the hard way! I had a 10k limit and wanted to make 50k of purchases in a single day. I prepaid 40k into the account so it was showing a negative 40k balance. I made my first 10k purchase which went thru fine. My next 10k declined. I had previously called and spoke with customer srvice telling them what ibwas doing bc didnt want to be declined for a high amount of unusual transactions close in time. When i called to ask why, they explained that it takes 2-7 days to "post" the transaction to your account (if you look at your cc transactions when u make a purchase it shows as "pending" at first. While it is in this "pending" state it comes off yiur available credit limit. So even though i had 40k credit sitting in my account, my credit limit was showing as $0 so when i tried to make the next 10k purchase, it declined bc it automatically looked at the credit limit first and ignored the cresit balance in the account. Once the transactions clears and went from pending to posted, then the 10k credit limit was there again but it took a couple days. I was on the phone with the credit department for a while trying to convince them to temporaril (i.e. for 3 days) raise my credit limit to 40k so i could do what i needed to do - it was risk free since they already had my money, but only mamanged to get them to temporarily raise to 20k. If i wanted more than that ibhad to send them pay stubs, tax returns etc etc and then it would go to some department to make a decision but it would take a couple weeks.
【在 zhaoyi26(猪八戒)的大作中提到：】 ：It will NOT work. I learned this the hard way! I had a 10k limit and wanted to make 50k of purchases in a single day. I prepaid 40k into the account so it was showing a negative 40k balance. I made my first 10k purchase which ：went thru fine. My next 10k declined. I had previously called and spoke with customer srvice telling them what ibwas doing bc didnt want to be declined for a high amount of unusual transactions close in time. When i called to
$5K spend during first three months = $500
$50K during first six months = $1500 (additional? because it says up to $2K bonus)
Probably need to spend $55K all together, still worth it
On top of that $55K spend earns you $1.1K
So $50-55K spend earns you $3-3.1K bonus,觉得很不错啊，能花这么多的可以跳了
本来也觉得不错，不过如果申请这样的呢：
chase万豪 10万 750
hilton aspire 15万 750 2个250air(暂时算450)+250 credit+1FN
花费4000+5000
花费46k可以在biz+ 获益92k mr $1380
还是花差不多这些，比c1还高。问题是拿到bonus后c1就没用了，不过hiltonk可以玩电梯和万豪变栗子
pull三家，太讨厌了
拉了三家，最后还没批。
【 在 cattywh (红菱艳·新生活新人生) 的大作中提到: 】
: pull三家，太讨厌了
不如搞miles 那张。里程用好了收益更高
【 在 blackcock (黑鸡鸡) 的大作中提到: 】
: $5K spend during first three months = $500
: $50K during first six months = $1500 (additional? because it says up to $
2K
: bonus)
: Probably need to spend $55K all together, still worth it
: On top of that $55K spend earns you $1.1K
: So $50-55K spend earns you $3-3.1K bonus,觉得很不错啊，能花这么多的可以跳了
也不能这么比。C1那是一个新账号，你这三个新账号。而且Aspire现在搞很费劲
【 在 zhaoyi26 (猪八戒) 的大作中提到: 】
: 本来也觉得不错，不过如果申请这样的呢：
: chase万豪 10万 750
: hilton aspire 15万 750 2个250air(暂时算450)+250 credit+1FN
: 花费4000+5000
: 花费46k可以在biz+ 获益92k mr $1380
: 还是花差不多这些，比c1还高。问题是拿到bonus后c1就没用了，不过hiltonk可以玩电
: 梯和万豪变栗子
pull三家就还好。现在信用卡公司不是太看pull了，而是重点看新账号
C1最坑其实是给你5000CL
5000CL下六个月让你完成50K 消费，那个酸爽，哈哈
【 在 cattywh (红菱艳·新生活新人生) 的大作中提到: 】
: pull三家，太讨厌了
上报个人信用报告，蛋疼。。
对的，这个很蛋疼。pull三家，既算5/24，balance过高还会影响个人信用分数。
自己看值不值得了。
好处是没FTF，然后2% cashback everything。我觉得返现的话，miles比cash值一些。
【 在 FBIdirector (James Comey) 的大作中提到: 】
: 标 题: Re: 没人搞Capital One Spark Business?
: 发信站: BBS 未名空间站 (Fri Oct 25 12:13:17 2019, 美东)
:
: 上报个人信用报告，蛋疼。。
:
: --
: ☆ 发自 iPhone 买买提 1.24.11
: --
对于能大量消费的，cap1是目前最牛的cash back 卡了。
去年发出了两个最牛的bonus卡，一个是cash back, 一个是miles 20万的。不过你这个不是最好的offer。最好的是$2500 cash back,而且年费只有$0/$59 (正常申请是$95).
因为cap1两个卡只能申一个，所以我去年先申了20万的miles卡，没申$2500的cash
back，现在在等这个新的邀请offer.
之前cap1的最好邀请offer是$1000 cash back, $10000花费/3 months, 年费$0/$59
原先的spark business卡是拿$500 cash back，但是后来年费给免了，呵呵。
【 在 blackcock (黑鸡鸡) 的大作中提到: 】
: $5K spend during first three months = $500
: $50K during first six months = $1500 (additional? because it says up to $
2K
: bonus)
: Probably need to spend $55K all together, still worth it
: On top of that $55K spend earns you $1.1K
: So $50-55K spend earns you $3-3.1K bonus,觉得很不错啊，能花这么多的可以跳了
牛不牛也得看额度能给多少啊，就给个一两万的话还不如double cash，如果单说
cashback的话
【 在 eastfire (~~随便提高晓松) 的大作中提到: 】
: 对于能大量消费的，cap1是目前最牛的cash back 卡了。
: 去年发出了两个最牛的bonus卡，一个是cash back, 一个是miles 20万的。不过你这个
: 不是最好的offer。最好的是$2500 cash back,而且年费只有$0/$59 (正常申请是$95).
: 因为cap1两个卡只能申一个，所以我去年先申了20万的miles卡，没申$2500的cash
: back，现在在等这个新的邀请offer.
: 之前cap1的最好邀请offer是$1000 cash back, $10000花费/3 months, 年费$0/$59
: 原先的spark business卡是拿$500 cash back，但是后来年费给免了，呵呵。
: 2K
$5000偷着乐吧。
我今年3月拿到的卡limit只有$2000，只有另外一张cap1卡，而且用量很大。
刚拿到一看还以为给错了，上学时的卡都不止$2000。交涉了多次根本没用。
一个交易charging time, posting time加一起至少3-4天，一周都无法完成2次付款。
等于是和时间赛跑了，呵呵。
用$2000的卡刷了四个多月，基本跟走马灯似的，搞得及其狼狈。
【 在 OofW (OofW) 的大作中提到: 】
: pull三家就还好。现在信用卡公司不是太看pull了，而是重点看新账号
: C1最坑其实是给你5000CL
: 5000CL下六个月让你完成50K 消费，那个酸爽，哈哈
哪用得了那么多
我看不错，就是时间上有点不巧。反正我一般用信用卡刷1040 se，明年1/15, 4/15, 6/15三次怎么也得交5万刀，回头等年底申请
一般大家都有 Amex biz+吧。所以最多开2个，c1会显示余额在个人信用报告上。
【 在 OofW (OofW) 的大作中提到: 】
: 也不能这么比。C1那是一个新账号，你这三个新账号。而且Aspire现在搞很费劲
in the first 6 months 是指 180天左右？还是就是指6个月？比如今天申请成功了，
这个月就算第一个月，虽然就剩下4天了。先谢了！
【 在 blackcock (黑鸡鸡) 的大作中提到: 】
: $5K spend during first three months = $500
: $50K during first six months = $1500 (additional? because it says up to $
2K
: bonus)
: Probably need to spend $55K all together, still worth it
: On top of that $55K spend earns you $1.1K
: So $50-55K spend earns you $3-3.1K bonus,觉得很不错啊，能花这么多的可以跳了
当然是大约180天了。
卡收到还有一周多，可以酌情考虑补上。但是最好不要紧卡着期限完成。
【在liuliu001（liuliu）的大作中提到：】
：in the first 6 months 是指 180天左右？还是就是指6个月？比如今天申请成功了，
：这个月就算第一个月，虽然就剩下4天了。先谢了！
谢谢！还有一个问题，如果给的credit line 比较低。 从capital one pull 来还款， available credit 马上会提高吗？
【 在 eastfire (~~随便提高晓松) 的大作中提到: 】
: 当然是大约180天了。
: 卡收到还有一周多，可以酌情考虑补上。但是最好不要紧卡着期限完成。
: ：in the first 6 months 是指 180天左右？还是就是指6个月？比如今天申请成功
了，
: ：这个月就算第一个月，虽然就剩下4天了。先谢了！
Cap1 pull是什么？要post了才行。一般付款post比较快，一天左右即可。烦的是
charge post 有时很慢，取决于不同银行。
Cap1的卡可以自动over limit使用，但是credit 过低就不行了。
【在liuliu001（liuliu）的大作中提到：】
：谢谢！还有一个问题，如果给的credit line 比较低。 从capital one pull 来还款， available credit 马上会提高吗？
It will NOT work. I learned this the hard way! I had a 10k limit and wanted to make 50k of purchases in a single day. I prepaid 40k into the account so it was showing a negative 40k balance. I made my first 10k purchase which
went thru fine. My next 10k declined. I had previously called and spoke with customer srvice telling them what ibwas doing bc didnt want to be declined for a high amount of unusual transactions close in time. When i called to
ask why, they explained that it takes 2-7 days to "post" the transaction to your account (if you look at your cc transactions when u make a purchase it shows as "pending" at first. While it is in this "pending" state it comes
off yiur available credit limit. So even though i had 40k credit sitting in my account, my credit limit was showing as $0 so when i tried to make the
next 10k purchase, it declined bc it automatically looked at the credit
limit first and ignored the cresit balance in the account. Once the
transactions clears and went from pending to posted, then the 10k credit
limit was there again but it took a couple days. I was on the phone with the credit department for a while trying to convince them to temporaril (i.e.
for 3 days) raise my credit limit to 40k so i could do what i needed to do - it was risk free since they already had my money, but only mamanged to get them to temporarily raise to 20k. If i wanted more than that ibhad to send
them pay stubs, tax returns etc etc and then it would go to some department to make a decision but it would take a couple weeks.
有钱，厉害
【在 zhaoyi26(猪八戒)的大作中提到：】
：It will NOT work. I learned this the hard way! I had a 10k limit and
wanted to make 50k of purchases in a single day. I prepaid 40k into the
account so it was showing a negative 40k balance. I made my first 10k
purchase which
：went thru fine. My next 10k declined. I had previously called and spoke
with customer srvice telling them what ibwas doing bc didnt want to be
declined for a high amount of unusual transactions close in time. When i
called to
如果其他银行付款推进去，一般1-2天，如果从capital one发起付款得看是不是新账户，如果是新账户将会要hold 8工作日。还有就是消费完额度以后并不会因为额外多付款就变成可用额度需要等消费入账。
那如果只有5000额度是不是最好先从其他银行存入1-2万，这样起码可以节约付款时候1-8天得等待，只要消费post了，可用也很快会被释放出来。
【 在 eastfire (~~随便提高晓松) 的大作中提到: 】
: Cap1 pull是什么？要post了才行。一般付款post比较快，一天左右即可。烦的是
: charge post 有时很慢，取决于不同银行。
: Cap1的卡可以自动over limit使用，但是credit 过低就不行了。
: ：谢谢！还有一个问题，如果给的credit line 比较低。 从capital one pull 来还款
: ， available credit 马上会提高吗？
上次申3年前，一次申两张，家里俩人四张，直接刷了两万换窗户。
C1哪种里程卖得最好呢？
Ritz怎么报销得嘛
在 OofW (OofW) 的大作中提到: 】
: 也不能这么比。C1那是一个新账号，你这三个新账号。而且Aspire现在搞很费劲
我拿到的就是5000信用额的，那个麻烦，总算拿到了。请问您的建议要不要什么时候关掉。
明年再申请cash的再一波？好像说不能同时有两张？
【 在 OofW (OofW) 的大作中提到: 】
: pull三家就还好。现在信用卡公司不是太看pull了，而是重点看新账号
: C1最坑其实是给你5000CL
: 5000CL下六个月让你完成50K 消费，那个酸爽，哈哈