$750k mortgage interest limit 包括rental property 吗?

m
mercurio1111
楼主 (未名空间)

问一个问题,关于这个新规, mortgage interest limit:

Home mortgage interest. You can deduct home mortgage interest on the first $750,000 ($375,000 if married filing separately) of indebtedness. However,
higher limitations ($1 million ($500,000 if married filing separately))
apply if you are deducting mortgage interest from indebtedness incurred
before December 16, 2017.

有一个疑惑的点,这个$75万包括rental property 的mortgage 吗?

- 看了一些帖子,说如果是rental property, 所有的mortgage interest 都可以
deduct
- 但是没有说清楚在计算这个75万的limit的时候都说avg balance of all home debt, 是否包括rental property? 还是这个只限于 primary and second home? 自住房而已

请一些懂的人来解释一下 多谢
M
Monfucius

no