APR 的公式如何写

z
zihe1997
楼主 (未名空间)


Home load amount: $250,000
Down Payment: 20%
Loan Term: 30 years
Interest Rate: 4.5%
Loan Fees: $1500

Online calculator returns the following: ( https://www.calculator.net/apr-
calculator.html )
Real ARP: 4.564%
Down Payment: $50,000
Monthly Pay: $1,013.37
Total of 360 Payments:$364.813.42

如果不用这个online calculator, how to write a formula to calculator ARP in
order to get the 4.564%

感谢回复!!

m
magliner

excel有公式吧
n
nvs

200000-1500=1013*(1-(1+APR/12)^-360)/APR*12

1013.37*(1-(1+0.04564/12)^-360)*12/0.04564+1500=200,0007.3