讨价还价实战篇--减少HOA欠费,家电店,dish network,买新车等等各类还价篇,电梯在二楼

l
lovemybaby
楼主 (北美华人网)
这一篇来实地描述一下我是如何让律师给我减少HOA的欠费的。首先negotiate前需要知道他的底线,和自己的底线。打电话前,我知道法院去年已经有了个judgment,HOA欠费1600刀,欠律师费2700刀,按照8%的利息算,再加上最近这一两年的HOA费, 总数估计在6000刀的光景。

所以我先打电话给律师楼,问parol legal要payoff quote,她让我发书面材料给她,她再转发给我。我是这样request的:I am a new homeowner to this neighborhood. I would like to pay off this lien as soon as possible. Could you please let me talk to the attorney so that I can set up a time to meet him and bring him a check for payoff? 那位姐姐估计很爱听这话,就真的把我的电话转给了律师GG。

我很高兴,到了律师手上,就还有转机的可能,parol legal可是没权做主的。下面的对话开始用英文描叙,要是都翻译成中文,比较难以表达我们是如何negotiate的。他的回答,我加上引号,可以区分出什么是我说的,什么是他说的。

Hi, Jason, my name is XXX and I recently bought a house at XXX address in this neighborhood.
" Good to hear from you. How are you doing?"
Great. And you?
"I am doing good, too"
I am so glad that I got hold of you. You are the first attorney that I ever got to speak on the phone over the HOA fee. That's so amazing. You are hands on. Most of the time I only get to speak to parol legals.
"Thanks for telling me that. It's Friday afternoon, a good time to talk to me."
先糖衣炮弹打过去,让他放松警惕,然后我再开始插足谈请他给我减fee的事儿。

I am not a person who likes to owe anyone a penny. Too bad I have to be responsible for what the last homeowner owed on this house. I am calling to find out how much is the lien that I shall be responsible for.
"I feel sorry for you. I can help you with that. Let me find it out for you."
博取同情,明明不是我欠的钱,还要我来还,真是够倒霉的。

趁着他算帐的当儿,我继续说话,攒同情。
When I was buying the house, I did not know the existence of lien. After I called my title company, they told me that there was a judgment of $4300. I was like, holy moly! This is going to make me broke. What an unpleasant surprise! (其实我买这个房子以前就知道的,不过我故意这么说,博取他的同情)

他一面算帐,一面回答我:
"I know. Last homeowner hasn't been paying us for a few years, and we were trying hard to get him to pay us".

我马上作义愤填膺状:
I just do not understand. This neighborhood has very low HOA dues. Only $700 a year. How can someone not pay that? It's not much money. Whenever one does not pay, the final judgment will be a few times bigger! I just do not understand people!
"I know. That's why it is a headache to deal with them. You keep on pushing them, sending them letters, and they will just ignore you.!"

说话的当儿,他算好了欠费:
"The total is $6428.01, that covers all owed fees until today."
What? You just gave me a bigger surprise! I was thinking about $4300+$700=$5000,now it is even more expensive. Can you tell me the breakdown of these fees?
然后他开始blah blah给我细数他是如何得到这个数目的,听起来都reasonable,无懈可击。

我说:This is not the first time I pay the HOA lien off. But no other neighborhoods charge as much as this one. Usually the liens are just the amount of HOA fees owed, plus a few hundred dollars of lawyers' charge for filing the lien, but not in this case. How did they wrack up thousands of dollars lawyers' charge?

"The homeowner wouldn't pay us, and we were trying to foreclose his property. I sent multiple notices to them, and we had to go through the legal proceedings. We had to pay court fees to file, and that was expensive."

我马上开始改变策略,不去责问他如何得到这个数目的,而是开始用立刻payoff来诱惑他。这个时候,我已经推断出了他的底线,把他的$2700减去一半,就是我的目标了,如果我能以$5000搞定这个Lien的话,就是个good deal。

rewarded by 黄豆妈

[此贴子已经被菜菩头小囡于2010/4/1 22:32:04编辑过]
l
lovemybaby
2 楼
电器讨价还价篇:1页3楼

dish network讨价还价篇:13页

买车讨价还价:16页
 
买房讨价还价:22页

you know, i do not like to owe anything. i always pay my bills as soon as i receive them. i would like to do the same for you, but i am hoping that you could give me a break. i already spent tons of money on the house, and really would like to get a reduced fee for me to pay off.

"we do not give breaks. it is what it is. i can not reduce the total lien, even though i feel bad that you have to be responsible for the lien."

how about this? let's set up a time to meet. i would come by your office, and we can sit down and chat about this lien? 杀手锏之一,一般面谈我更有把握劝服人,电话里面还难一些。

"we do not meet with homeowners about owed fees. we just want it to be paid."

i bet you would like to meet me. you know what i do for a living? i can give you lots of good tips on wealth management and help you generate a lot more business.

"well i do have a mba from va tech, and i know these things pretty well." 嗬,还自我感觉挺良好嘛。不管,我求他给我少收钱的时候,只好顺着他捧他一下。

wow. you have both mba and jd? that's very impressive credentials. va tech is a great school and i heard lots of goods things about it. (心道,啥呀,不就那么多murder和枪杀的地儿吗)

"thanks for telling me that. you can come to meet me if you want. but if you are hoping for a reduced fee, that's not going to happen. we do not reduce our fees."

come on. you are the attorney. it's all your decision. you have the absolute power to make a decision over this. i have faith in you.

"no, not in this case. hoa is the one who is out. they already pre-paid the attorney charge to us. we are just collecting fees for them now. so it is not money owed to us, and we cannot reduce that fee." 切,你这么说,我就信了?hoa都给你们律师玩的团团转。file个lien三分钟的事儿,你凭啥收人家这么多fee啊,大蛀虫!

腹诽着律师楼,我嘴里还是继续说出他爱听的话。

i am sure that by now you are tired of looking at that folder, and i would like to get it cleaned up as well. the only problem is: after i bought that house, i am really broke now。杀手锏之二:哭穷。

"where did you get that house?"
that does not matter, right?
"that's all public records, and i will find it out".
ok, i tell you. here is where i got the house from:xxx.
"how much did you pay for it?"
do i have to tell you that?
"if you do not, i will find it on my own." --心里暗骂,你怎么这样8,我付多少钱关你什么事?
there is a lag in county record, and they haven't posted it online yet.
"i will call them to find out." -- nnd,真跟我较上劲了。
ok, i will tell you again. i paid $$$ for the house. now you see why i am so broke. i spent all my money, and do not have anything left. 趁机哭穷,谁让你非要逼问我出了多少钱的。
"what are you going to do with the house? move in or sell it?" --因为对方是律师老狐狸,我不得不防他给我设套,因为房子只要出手卖的话,lien就一定会被payoff,我不能中他的圈套。
no, i am going to rent it out.

"how much do you have left now?"
all i have left is $5000, and if you would release me, i will give you everything i have. --我越哭越像真的了,咬死我的底线5000刀。

"no, i cannot do that. hoa will not allow me to do it. actually i already gave you a break. i did not charge you the 8% interest for xx months. that would be another $60." --继续腹诽,才$60,你也好意思叫给我打折,要是我只要$60的话,才不会浪费我的宝贵功夫给你打电话呢。
well, as much as i would like to pay you off, i guess you would have to wait until i collect enough rent from my renter. that could take up to six months. or in the worst case of scenario, you might have to wait until i sell the house in 5, 6 years. -- 杀手锏之三:耍赖。

"you know that hoa has the power to foreclose your property and if the lien is not paid off within 30 days, i will file another lien."
i know it takes them a couple of years to foreclose it. i am sure that by then i would have collected enough rent from my renter to pay you off. do not worry, you will get paid. it is just the matter of time. --杀手锏之四:软硬不吃。

这下他真没辙了,他软硬兼施,可惜对我毫无用处,哪怕威胁我要foreclose我的房子我也四两拨千斤,立刻点破他的伎俩,让他英雄无用武之处。
我赶快趁热打铁:
look, i have $5000. we are very close, only $1400 apart. if you just write off the difference, i will come by your office on monday with a cashier's check at hand to pay you off. -- 杀手锏之五:现金诱惑。
这下他实在忍不住了,想想啊,5千刀呢!这年头这么多foreclosure,他就是再狠也狠不过不付钱的赖皮啊,能收一点儿是一点儿啊。
"ok, hold on a second. let me redo the calculation and see whether we could meet there."

我很高兴,看来他口气松动,有戏了,就看他到底要收我多少。
surprisingly,他说:
"i just calculated. i think we can do $5000!"
awesome! you are my hero! --杀手锏之六:送佛上西天,人家给我打折了,好歹我也让他心情舒畅点儿,说点儿动听的!

然后我们就开始了平等友好的交谈。他开始他假装对我跟他见面没兴趣,没问题问我,这下我们达成协议后,他问了我无数的问题,特别是如何倒房子。我因为心情大好,还给他指点了不少多挣钱的途径,好几条是他想都没有想过的,(比如专门给那些investor当closing agent close房子,做的好的话一年也可以挣很多钱)。

最后,他很热切的跟我约定了周一的时间,我去他办公室payoff lien。

(后续:我周一去他办公室,他关上会议室的大门,跟我又闲聊了靠近一个小时,继续问了n多问题,甚至连painter, air conditioner guy, tile guy的号码都跟我要过去了)


[此贴子已经被作者于2010/7/20 15:50:19编辑过]
l
lovemybaby
3 楼
本篇讲如何买电器讨价还价。就拿上周末我买stainless steel 4-piece package (fridge, stove/oven, microwave/range, dishwasher) 来说事儿吧。引号内的话是salesperson说的,其他的话是我自己说的:

"How can I help you today?"

I am looking for a stainless steel package for a flipper house. Let me tell you what I am looking for: it is not my own house, so I am looking for something with great price. Do not care about fancy functions. All I care is that it looks good. -- 言简意赅,直达重点。

"OK, I can certainly help you with that. Is there anything specific in your mind that you are looking for?"
No, I do not. All I want is: something looks good, and has great price. The kitchen has white appliances right now. I do not plan on changing them unless I find a great deal on stainless stain. -- 再次强调,我不是你的冤大头客户, 别浪费我时间,引导我去看又贵又华而不实的电器,我忙着呢。

"Why don't you look around, and we can put a package together for you?"
Well, why do not you give me the lowest price you have on any stainless steel package, and we will go from there. -- 第三次straight him out。这个salesperson不太聪明,没办法,只好再次强调。

"I think we had a package for $2199. Let me see whether we still have it."
OK. That sounds good. I am interested in that price.

他给我扒拉扒拉找出了package,指给我看是哪几件。我看了看,除了冰箱款式稍微差一点儿,其他三件都还不错。所以我先让他给我降价,然后再要求他免费给我upgrade。

I cannot pay you $2199 for this package. I surely will not buy it today at that price.
"What can I do to earn your business today?"
Give me your lowest price on this package, and I will consider making the purchase today.
"How about $2099?"
No, I am expecting under $2000.
"You know what, I can do $1999. Do we have a deal?"
Let me call my friends who flip houses all day. I want them to tell me that this is a good price for me to buy.
--杀手锏之一,拖延时间,继续讲价。
我就当着他的面给我朋友打电话了,朋友说他们在另外一个店谈下来的价格是$2199,当然这个消息我是不跟salesperson share的。

My friend is calling his partner to verify your price. We are trying to get the lowest package price together. Let me tell you, if you can give me a good package price, I will bring my friends over here. They flip anywhere from 40 to 80 houses a year, and they need tons of appliances. I will send them directly to you if you give us a good group discount. --杀手锏之二,以更多的business来诱惑他。因为一般他的提成跟销售价格挂钩不大,能卖出他就有commission拿,所以他听到我提到我电话里面的朋友们每人一年买几十套,心驰神往啊。大概他心里已经偷偷换算成了如果他们都来找他买,他能够拿到的commission了。

"I understand where you are at, and I certainly want to earn your business today. What can we do to get the deal done today?"
Well, price is OK now. But I want the better pieces. I want the Gallery fridge which is nicer. --杀手锏之三,我不再还价,而是转向高一档的产品,要求他给我免费upgrade。

"If you want to replace with that fridge, your package price will go up by $200."
Hey, I am investor, and I am certainly cannot do that. I need the better fridge at the same package price for me to buy it today. I will have to go to Lowe's HD Sears and XXX (当地另外一家电器折扣连锁)to check their prices. --杀手锏之四,货比三家。
"You do not need to go there, I have all their prices in the computer. Let me show you right here."他真把其他几家的价格在电脑上点出来,果然他们家的最低。
Well, what they have on their website does not matter. When I go to their physical store, I will be able to get a much better package deal. --继续不为所动,以我的还价的本领,不会没有店面不给我打折的。

"Let me go to get my manager, and see what is the best we could do for you."--这个不错,经理可以给出的价格往往比salesperson能够给出的价格要好,因为他们的权限大一些。
我也没闲着,同时跟几个Investor朋友短信来去,商讨价格,他们都说如果我能够以1999的价格拿下,就是个好价格,并要求我回家后把invoice发给他们,他们也可以过来买一样的package。
经理来了,他们两人上电脑上捣鼓。我顺便提点一下经理:
Your sales guy is awesome, very helpful. I am trying to get a good package deal so that I can bring all my investor friends over. They need hundreds of sets year long. They just texted me and told me that they would want the same package deal I get. So I am expecting the absolute best price that we can give you tons of business。--同样以volume来诱惑经理。

过了一会儿,经理走了。salesperson告诉我,基本款的洗碗机缺货,他们给我高一款的洗碗机,还有我要求的高一款的洗碗机,两个upgrades,总共收我$2099。
我预计经理给他了bottom line,他没有直接给我,我猜是$1999。
然后我们俩又讨价还价了五分钟的光景。
I told you that I cannot pay over $2000 for the package, otherwise I cannot buy today.
"How much do you want to pay?" 他大概也在慨叹,怎么遇上了这么个难缠的主儿的。
Let me tell you how much I can pay today: $1950。I will give you my credit card right now for that price and let's get it done。--杀手锏之五:现金诱惑
"I cannot do $1950. How about we meet in the middle $1975?"
Nope, $1950 is how much I can pay.

"As much as I want to sell it to you today, I just cannot do it."--估价我是触到了底线了,他没法卖了。
What is $25 to you? You order a pizza and spend that. Why do not you help me a little bit from your commission? --杀手锏之六:试图让他从他的commission里面给我让利。
"I just cannot. I am sorry. It is only $25, just as you said. Can you just give me another $25 please?"
All right. You know what, I give you $1960. Let's be done with it.
(对了,还有一个杀手锏,就是问如果付现金的话,是否可以拿到更多的discount。不过这个店已经给我压到最低的价格了,我就没有再多此一举。这一招在Lowe's和HD,Bestbuy 是有效的)
"OK, I can do it. You are killing me." --可怜的sales帅哥哥,给我逼的快走投无路了。

其实这个deal非常好了,我朋友们都是$2199买的,而且配置还比我这个要低。我说话也算数,回到家后就把invoice都scan了一下,发给了三个investor大户朋友,包括这个salesperson的手机号。

其实讲价基本上上都差不多,跟不同的人要讲不同的策略。律师那边以扮可怜为主,sweet talk为辅,因为那个钱我早晚得付,非付不可的,在电器店里我就aggressive的多了,因为我有权选择不买,所以极尽可能的压到最低价格。

[此贴子已经被作者于2010/4/5 9:36:38编辑过]
x
xindy4
4 楼
买房子的时候真的不知道这个lien 吗?还是你用这个来negotiate?
 
为什么不能让seller 富呢?
 
是不是买的是foreclouser?
l
lovemybaby
5 楼
以下是引用xindy4在3/18/2010 7:20:00 AM的发言:

    
     买房子的时候真的不知道这个lien 吗?还是你用这个来negotiate?
      
     为什么不能让seller 富呢?
      
     是不是买的是foreclouser?
    
哈哈我逗他呢,我买以前就知道这个lien的。是foreclosed property,所以lien都归我,我能谈下价格的话,少付一分,我自己就多赚一分,明白了吗?
x
xindy4
6 楼
以下是引用lovemybaby在3/18/2010 7:25:00 AM的发言:

哈哈我逗他呢,我买以前就知道这个lien的。是foreclosed property,所以lien都归我,我能谈下价格的话,少付一分,我自己就多赚一分,明白了吗?

明白了,,你很有negotiation skill 啊。。。
佩服一下!!
l
lovemybaby
7 楼
以下是引用xindy4在3/18/2010 7:28:00 AM的发言:

    
    
     明白了,,你很有negotiation skill 啊。。。
     佩服一下!!
    
等着我填完坑啊,他没那么容易说话的。听我后面如何左劝右逼上哄下骗的,我们一共谈了一个小时,第20分钟的时候他终于同意了。后来40分钟在友好的氛围中进行的,我一高兴给了他很多如何多赚钱的tips。
l
lovemybaby
8 楼
斑斑,这个贴够不够精华?我以这个作为示范,教大家如何跟律师,contractor,诸多人色来讨价还价,帮大家省钱。
p
popillia
9 楼
以下是引用lovemybaby在3/18/2010 7:50:00 AM的发言:

    
    斑斑,这个贴够不够精华?我以这个作为示范,教大家如何跟律师,contractor,诸多人色来讨价还价,帮大家省钱。

    
好帖好帖。。。很有潜力称为精华,等你填完!!!

如果能加入一些和contractor,还有其他人等讨价还价的经历就更好了。。。
p
popillia
10 楼
以下是引用lovemybaby在3/18/2010 7:13:00 AM的发言:

    
    How about this? Let's set up a time to meet. I would come by your office, and we can sit down and chat about this lien? 杀手锏之一,一般面谈我更有把握劝服人,电话里面还难一些。

"We do not meet with homeowners about owed fees. We just want it to be paid."

I bet you would like to meet me. You know what I do for a living? I can give you lots of good tips on wealth management and help you generate a lot more business.

"Well I do have a MBA from VA Tech, and I know these things pretty well." 嗬,还自我感觉挺良好嘛。不管,我求他给我少收钱的时候,只好顺着他捧他一下。

     [此贴子已经被作者于2010/3/18 7:46:55编辑过]

    
很同意你面谈更有说服力一些了

但是这句说服对方面谈的话可能只适用于你们这些大牛牛。。。

让我跟别人说wealth mgt,我自己都不知道怎们manage我自己的呢。。。

不过我也没有啥wealth来manage倒是了
i
inbetween
11 楼
其实我也能和 contractor 讨价还价,可是 zt 不让我往狠里讨,说即使讨下来了,人家心理不舒服,在干活的时候给你偷懒,这里 shortcut,那里 shortcut 的。所以每次都无关痛痒的讨掉一点点,我都懒得用这些精力。
[此贴子已经被作者于2010/3/18 8:46:55编辑过]
u
understandme
12 楼
该用户帖子内容已被屏蔽
u
understandme
13 楼
该用户帖子内容已被屏蔽
l
lovemybaby
14 楼
以下是引用understandme在3/18/2010 9:05:00 AM的发言:

    
     妈呀,你真是太牛了。。。仰视的小猴子。。。。
      
     我猜测,你在公司应该也很吃的开的。太会说话了。不光是TOUGH COOKIE, 还很有策略,有理有据有情啊。
      
     回头来继续学习。
    
晚上回来继续填。
g
guanru77
15 楼
太会说了,死人估计都能说活了,呵呵,绝没恶意呀,我要有你十分一我就知足了,搬个小板凳等着记笔记
n
niki
16 楼
强帖!
你确实是太会说话了
斗智斗勇,好看
g
guanru77
17 楼
补充一句,我的中文都说不到这种程度,看来您不仅口才好,思维敏捷,而且绝对是发自内心的自信才能成就今天的您。学习,学习!
l
lovemybaby
18 楼
 呵呵,填完坑了。斑斑看看够不够精华。MS大家对讨价还价的积极性不够高啊。
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leico
19 楼
 佩服。LZ MM可太会说了。
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popillia
20 楼
看完了,只能说你太牛了。。。

但是说句实在话,我觉得这里大多数人都无法做到这一点,即使有这份自信和口才
露小珠
21 楼
以下是引用popillia在3/18/2010 9:06:00 PM的发言:

    
    看完了,只能说你太牛了。。。

但是说句实在话,我觉得这里大多数人都无法做到这一点,即使有这份自信和口才

    
同意。还得是特别懂行,能够把握住对方的底线。
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lovemybaby
22 楼
以下是引用popillia在3/18/2010 9:06:00 PM的发言:

    
    看完了,只能说你太牛了。。。

但是说句实在话,我觉得这里大多数人都无法做到这一点,即使有这份自信和口才

    
呵呵,我改了首贴两个typo,麻烦斑斑再次飘蓝。回头我再来讲如何跟contractor讲价。
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popillia
23 楼
以下是引用露小珠在3/18/2010 9:10:00 PM的发言:

    
     同意。还得是特别懂行,能够把握住对方的底线。

    
嗯,比较懂行是关键,而且懂行才更能知道该讲多少价,而不是乱杀价
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lovemybaby
24 楼
以下是引用popillia在3/18/2010 9:19:00 PM的发言:

    
     嗯,比较懂行是关键,而且懂行才更能知道该讲多少价,而不是乱杀价
    
斑斑,这都是学来的啊,我学了快一年了啊,经验都是一点一滴的积累。
o
omoue
25 楼
我说你会撒娇吧
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lovemybaby
26 楼
以下是引用omoue在3/18/2010 9:38:00 PM的发言:

    
    我说你会撒娇吧
    
该sweet talk的时候,需要sweet talk,该狠的时候,需要狠。
我周一去律师GG那儿,他还问我,是不是跟其他人谈话讲价都是这样sweet talk,我说不是,看人的了,跟不同的人有不同的talk的啦。
稳健的天平
27 楼
 你太厉害了!
看过你的好几个帖子,我想如果我能向你这样,估计我每天都是笑醒的。
小声问一句:
你另外一个帖子说,考那个关于房产交易啥的执照之类,难不难?
不好意思,太土了,很多术语都没记住。
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lovemybaby
28 楼
以下是引用稳健的天平在3/18/2010 9:42:00 PM的发言:

    
     你太厉害了!
看过你的好几个帖子,我想如果我能向你这样,估计我每天都是笑醒的。
小声问一句:
你另外一个帖子说,考那个关于房产交易啥的执照之类,难不难?
不好意思,太土了,很多术语都没记住。

    
谢谢,你过奖了,也就普通人一个。
执照不难,两礼拜+第一年2000刀的光景。
稳健的天平
29 楼
 忘了说了,以前是很少和数字打交道的专业出身。
是否难度更大些?
另外再问一句:哪里能查到这些信息?
谢谢!
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lovemybaby
30 楼
以下是引用稳健的天平在3/18/2010 10:27:00 PM的发言:

    
     忘了说了,以前是很少和数字打交道的专业出身。
是否难度更大些?
另外再问一句:哪里能查到这些信息?
谢谢!

    
中国人做啥都不难的。这点儿难不倒咱们中国人。
想查什么信息?请问具体一点儿。lien的话county records下面可以查一些,但是也查不全,比如HOA的就肯定不全,需要自己去HOA问。
稳健的天平
31 楼
 非常感谢!
不知道在这里问是否合适,你以前的那个帖子我又找不到了。
现在我想买房,是否机会合适?
另外,看房子的时候要注意哪些地方?除了房子结构等要注意,是否还牵涉到你说的lien, HOA这些费用?
我都乱了,都不知道从何说起。
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lovemybaby
32 楼
以下是引用稳健的天平在3/18/2010 10:57:00 PM的发言:

    
     非常感谢!
不知道在这里问是否合适,你以前的那个帖子我又找不到了。
现在我想买房,是否机会合适?
另外,看房子的时候要注意哪些地方?除了房子结构等要注意,是否还牵涉到你说的lien, HOA这些费用?
我都乱了,都不知道从何说起。

    
你买正常listing的房子,或者REO,都不需要考虑这些问题的。
关于房子,请移步去装修楼下面看。
稳健的天平
33 楼
 谢谢!
买房子的内容也在装修楼里,难怪我找不到。
马上去。
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ezsmiling
34 楼
不简单, 七步封喉啊.

期待跟contractor negotiate 的case study!
小筷子
35 楼
 mm真是太牛了
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sleepykittie
36 楼
以下是引用小筷子在3/19/2010 12:47:00 AM的发言:

    
     mm真是太牛了
    
真让人佩服啊。华人上research强的mm不少,shopping找deal的也不少,做business强negociate强的可不多。
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understandme
37 楼
该用户帖子内容已被屏蔽
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jeniferkim
38 楼
maya, 楼主太厉害了 
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essences
39 楼
 牛。学习了,谢谢!
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rocinante2
40 楼
 LZMM is a natural business woman
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popillia
41 楼
以下是引用lovemybaby在3/18/2010 9:22:00 PM的发言:

    
     斑斑,这都是学来的啊,我学了快一年了啊,经验都是一点一滴的积累。
    
妈呀,一年就能学的这么好?

除了你bxcm以外,肯定还有一个好师傅吧。。。
y
yqaz
42 楼
hihi, lovemybaby, i need your help
 
 
http://forums.huaren.us/showtopic.aspx?boardid=337&topicid=719943&page=1&star=2
 
i messgae you le
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lovemybaby
43 楼
以下是引用popillia在3/19/2010 7:38:00 PM的发言:

    
     妈呀,一年就能学的这么好?

除了你bxcm以外,肯定还有一个好师傅吧。。。

    
有很多个好师傅,我们城市里诸位倒房的investor大鳄小鳄,我都了如指掌,去了都能叫出他们每个人的名字的。他们也都挺乐意教我的。(因为我是业余做着玩玩,他们知道我不是competition,所以对我比较friendly)
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lovemybaby
44 楼
 斑斑,还想听跟谁还价的故事?我为了这个贴能成为精华而努力。你们说说,想听啥。
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lhddkk
45 楼
太佩服了!正如楼上几位说的,华人技术好的多,会谈判会说话的凤毛麟角。mm到哪里都会有大作为。期待看更多的经验分享!
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smilett
46 楼
我还可以幻想下回国能用四川话在四川耍耍嘴皮子,在这就算了。。。。完全就是个软柿子
MM太牛了
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lovemybaby
47 楼
以下是引用smilett在3/20/2010 5:49:00 PM的发言:

    
     我还可以幻想下回国能用四川话在四川耍耍嘴皮子,在这就算了。。。。完全就是个软柿子
     MM太牛了
    
呵呵,多练练,会有长进的,谁都不是天生就会讲英文的呀。
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emily8866
48 楼
买厨房家电洗衣机之类,请楼主介绍一下讲价经历吧?成批购买好也许更容易讲下来,除了这种“批量”优势,另有什么策略和“杀手锏”吗?
楼主举的例子看起来巨真实过瘾。强烈支持继续举,谢谢谢谢!
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emily8866
49 楼
还有如何跟搞装修的contractor谈价格,能否举例子指点一下。这种专业行当,是否自己要先变成专家才好谈?否则感觉一不留神就容易被忽悠。

请问你都是同一天找好几个contractor来看房子吗?
让他们知道有其他人同时在竞争这业务吗?
请他们帮助设计,还是自己先全部设计好,直接谈施工和价格问题?
每天都要去督工吗?

楼主辛苦建楼,造福人类,不顶不行!
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understandme
50 楼
该用户帖子内容已被屏蔽
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lovemybaby
51 楼
斑斑,可以加精华了没?我又更新了一篇,在第三楼,把电器讲价还价的经过贴出来了。麻烦斑斑再次飘蓝。

大家可以触类旁通,看看我是怎样一步步划下价格的,你们自己去讲价的时候也可以试试其中的一些技巧。

[此贴子已经被作者于2010/3/21 8:24:15编辑过]
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smilett
52 楼
omg~mm你是我偶像~~~再多介绍点家具砍价篇吧。。。。
还有,像我们这种各人,又不是investor,这样讲价也可以么
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wahaha18
53 楼
以下是引用emily8866在3/21/2010 12:24:00 AM的发言:
还有如何跟搞装修的contractor谈价格,能否举例子指点一下。这种专业行当,是否自己要先变成专家才好谈?否则感觉一不留神就容易被忽悠。 请问你都是同一天找好几个contractor来看房子吗?让他们知道有其他人同时在竞争这业务吗?请他们帮助设计,还是自己先全部设计好,直接谈施工和价格问题?每天都要去督工吗? 楼主辛苦建楼,造福人类,不顶不行!
if you want to customize yourself, that is different. contact some chinese or mexican contractors. then use lovebaby's price+10% as your guidence.
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lovemybaby
54 楼
以下是引用smilett在3/21/2010 8:53:00 AM的发言:

    
     omg~mm你是我偶像~~~再多介绍点家具砍价篇吧。。。。
     还有,像我们这种各人,又不是investor,这样讲价也可以么
    
我又没有让你照搬啊,你把有用的杀手锏搬过去就行了啊,比如现金诱惑啊,货比三家啊,比如要求免费upgrades什么的。
再说了,你哪怕全部照搬,他们也不知道真假不是?
s
smilett
55 楼
以下是引用lovemybaby在3/21/2010 9:32:00 AM的发言:
我又没有让你照搬啊,你把有用的杀手锏搬过去就行了啊,比如现金诱惑啊,货比三家啊,比如要求免费upgrades什么的。
再说了,你哪怕全部照搬,他们也不知道真假不是?

看来要多学习忽悠人,哈哈
MM有没有和contractor打交道的经历啊,也给我们介绍介绍吧
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lovemybaby
56 楼
以下是引用smilett在3/21/2010 9:38:00 AM的发言:

    
    
    
看来要多学习忽悠人,哈哈
MM有没有和contractor打交道的经历啊,也给我们介绍介绍吧
    
有,跟什么人打交道的都有,等斑斑飘蓝加精后再写。我LG说我擅长于如下profession:
debt collector, general contractor, sales person, negotiator, purchase manager, 咔咔。
A
AlaskaNYC
57 楼
以下是引用lovemybaby在3/21/2010 9:48:00 AM的发言:

有,跟什么人打交道的都有,等斑斑飘蓝加精后再写。我LG说我擅长于如下profession:
debt collector, general contractor, sales person, negotiator, purchase manager, 咔咔。

等宝贵经验!!!!!!!
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understandme
58 楼
该用户帖子内容已被屏蔽
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popillia
59 楼
以下是引用lovemybaby在3/20/2010 7:10:00 AM的发言:

    
     斑斑,还想听跟谁还价的故事?我为了这个贴能成为精华而努力。你们说说,想听啥。
    
我终于知道了你为啥会这么成功了。。。

目标明确,坚持不懈!
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lovemybaby
60 楼
以下是引用understandme在3/21/2010 12:43:00 PM的发言:

    
     家电的出来了哈。。。先顶再研究学习。
      
      
     无比期待LL的最低价+10%OFF+1刀/SQFT的的实战经验。。。
    
我说过多少遍了,是安装实木地板,包括remove carpet, baseboard and partial area tile,1SF2刀不到,LL的professional installment team不可能拿到1SF1刀的价格的。靠近2刀还比较靠谱。
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popillia
61 楼
以下是引用lovemybaby在3/21/2010 8:15:00 AM的发言:

    
    斑斑,可以加精华了没?我又更新了一篇,在第三楼,把电器讲价还价的经过贴出来了。麻烦斑斑再次飘蓝。

大家可以触类旁通,看看我是怎样一步步划下价格的,你们自己去讲价的时候也可以试试其中的一些技巧。

     [此贴子已经被作者于2010/3/21 8:24:15编辑过]

    
已经再次飘蓝了。。。

我感觉这个帖子应该离精华的基本要求差不多了,虽然现在的讨论还不够热烈。。。
你再针对后面几个mm的要求写一些实例吧,估计大家的讨论就会非常热烈。。。
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lovemybaby
62 楼
以下是引用popillia在3/21/2010 12:55:00 PM的发言:

    
     已经再次飘蓝了。。。

我感觉这个帖子应该离精华的基本要求差不多了,虽然现在的讨论还不够热烈。。。
你再针对后面几个mm的要求写一些实例吧,估计大家的讨论就会非常热烈。。。

    
讨价还价中:你先加精华,我再接着更新,咔咔,否则没动力。
[此贴子已经被作者于2010/3/21 12:59:06编辑过]
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understandme
63 楼
该用户帖子内容已被屏蔽
u
understandme
64 楼
该用户帖子内容已被屏蔽
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understandme
65 楼
该用户帖子内容已被屏蔽
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lovemybaby
66 楼
以下是引用understandme在3/21/2010 1:01:00 PM的发言:

    
    嗯一个IDEA, 大家如果有讨价还价需求,不若也来这里求教?看看以爱宝宝的经验,可以给出些啥建议不?这样讨论自然就热烈起来了嘛。
    
呵呵,可以的啊。我几乎百战百胜的,反正总能还下价来的。
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understandme
67 楼
该用户帖子内容已被屏蔽
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popillia
68 楼
以下是引用lovemybaby在3/21/2010 12:57:00 PM的发言:

    
     讨价还价中:你先加精华,我再接着更新,咔咔,否则没动力。
[此贴子已经被作者于2010/3/21 12:59:06编辑过]

    
哈哈哈哈,反正我也不着急看。。。

一般情况下精华是写得差不多了才能加,所以即使我这么崇拜和热爱你,也无法给你开绿灯,不然其她mm的帖子我们就不好整理了。。。
p
popillia
69 楼
以下是引用understandme在3/21/2010 1:01:00 PM的发言:

    
    嗯一个IDEA, 大家如果有讨价还价需求,不若也来这里求教?看看以爱宝宝的经验,可以给出些啥建议不?这样讨论自然就热烈起来了嘛。
    
哦,这个是好主意
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lovemybaby
70 楼
以下是引用popillia在3/21/2010 1:14:00 PM的发言:

    
     哈哈哈哈,反正我也不着急看。。。

一般情况下精华是写得差不多了才能加,所以即使我这么崇拜和热爱你,也无法给你开绿灯,不然其她mm的帖子我们就不好整理了。。。

    
我写完了呀。
再加的话就加在第三贴里面啦。所以前面的帖子数不会变的啦。
p
popillia
71 楼
以下是引用lovemybaby在3/21/2010 1:16:00 PM的发言:

    
     我写完了呀。
再加的话就加在第三贴里面啦。所以前面的帖子数不会变的啦。

    
你可以在后面接着写,前面造一个电梯,或者告诉大家爬楼就好了,就像另一个帖子的那样。。。

我看后面还有一些mm问家具讲价了啥的,有实例不?
p
popillia
72 楼
  还有一个mm问:

还有如何跟搞装修的contractor谈价格,能否举例子指点一下。这种专业行当,是否自己要先变成专家才好谈?否则感觉一不留神就容易被忽悠。

请问你都是同一天找好几个contractor来看房子吗?
让他们知道有其他人同时在竞争这业务吗?
请他们帮助设计,还是自己先全部设计好,直接谈施工和价格问题?
每天都要去督工吗?

楼主辛苦建楼,造福人类,不顶不行!
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lovemybaby
73 楼
以下是引用popillia在3/21/2010 1:19:00 PM的发言:

    
     你可以在后面接着写,前面造一个电梯,或者告诉大家爬楼就好了,就像另一个帖子的那样。。。

我看后面还有一些mm问家具讲价了啥的,有实例不?

    
哼,罢工!
等你加了精华以后再开新贴赚钱。现在已经写完了。
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lovemybaby
74 楼
以下是引用popillia在3/21/2010 1:21:00 PM的发言:

    
      还有一个mm问:

还有如何跟搞装修的contractor谈价格,能否举例子指点一下。

等我以后写吧。

这种专业行当,是否自己要先变成专家才好谈?否则感觉一不留神就容易被忽悠。

嗯,我比较懂行了。

请问你都是同一天找好几个contractor来看房子吗?

不一定,我需要一个礼拜把房子整好上市的话,没空这么一项一项的比。以前用的好的就留着号码,下次接着用。但是你们没我这么急的话,一定需要多比几家,查referral。

让他们知道有其他人同时在竞争这业务吗?

看情况而定,看他们人怎样了。

请他们帮助设计,还是自己先全部设计好,直接谈施工和价格问题?

自己设计好,再跟他们谈价格。

每天都要去督工吗?

嗯,差不多的。

楼主辛苦建楼,造福人类,不顶不行!
    

    
菜菩头小囡
75 楼
以下是引用lovemybaby在3/21/2010 12:57:00 PM的发言:

    
     讨价还价中:你先加精华,我再接着更新,咔咔,否则没动力。
[此贴子已经被作者于2010/3/21 12:59:06编辑过]

    
爱宝宝mm嫩要先完整了达到精华的标准了我们才好再加精华呢。
菜菩头小囡
76 楼
以下是引用popillia在3/21/2010 1:14:00 PM的发言:

    
     哈哈哈哈,反正我也不着急看。。。

一般情况下精华是写得差不多了才能加,所以即使我这么崇拜和热爱你,也无法给你开绿灯,不然其她mm的帖子我们就不好整理了。。。

    
嗯嗯嗯豆妈说的有道理~~~
菜菩头小囡
77 楼
以下是引用lovemybaby在3/21/2010 1:29:00 PM的发言:

    
     哼,罢工!
等你加了精华以后再开新贴赚钱。现在已经写完了。

    
摸摸~~~不要罢工啊~~~
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lovemybaby
78 楼
以下是引用菜菩头小囡在3/21/2010 1:34:00 PM的发言:

    
     爱宝宝mm嫩要先完整了达到精华的标准了我们才好再加精华呢。
    
明明已经完整了呀,两个大实例还不够啊。都上万字了吧?还要人出专著啊?
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understandme
79 楼
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understandme
80 楼
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popillia
81 楼
以下是引用understandme在3/21/2010 1:38:00 PM的发言:

    
    
     精华要啥标准啊?
    
没有硬性的标准,但是至少要讨论热烈,情节完整,具有可学习性。。。

我们这不是在帮忙想办法给爱宝宝mm出主意再写点什么能让大家的讨论更加热烈一些嘛。。。
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popillia
82 楼
以下是引用lovemybaby在3/21/2010 1:29:00 PM的发言:

    
     哼,罢工!
等你加了精华以后再开新贴赚钱。现在已经写完了。

    
先抱抱,罢工不好吧,大家会想念你的
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understandme
83 楼
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lovemybaby
84 楼
以下是引用popillia在3/21/2010 1:42:00 PM的发言:

    
     先抱抱,罢工不好吧,大家会想念你的

    
嘿嘿。回头我再来写跟contractor还价的事儿吧。
最好还是MM们有问题来问,跟contractor还价得需要懂行一点儿才能还下来。
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popillia
85 楼
以下是引用understandme在3/21/2010 1:39:00 PM的发言:

    
    
     Co-摸摸。。。。
      
     不要罢工啊。
      
     版主们也不容易哪。
    
谢谢理解
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popillia
86 楼
以下是引用lovemybaby在3/21/2010 1:45:00 PM的发言:

    
     嘿嘿。回头我再来写跟contractor还价的事儿吧。
最好还是MM们有问题来问,跟contractor还价得需要懂行一点儿才能还下来。

    
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juniebugca
87 楼
Very good post, you are one tough cookie
稳健的天平
88 楼
好厉害!
如果只是一家人买,就没有这么大的底气,也没有条件和saler讨价还价。
行家还是不一样的!
再次敬仰!

以下是引用lovemybaby在3/18/2010 7:13:00 AM的发言:


    
    本篇讲如何买电器讨价还价。就拿上周末我买stainless steel 4-piece package来说事儿吧。引号内的话是salesperson说的,其他的话是我自己说的:

"How can I help you today?"

I am looking for a stainless steel package for a flipper house. Let me tell you what I am looking for: it is not my own house, so I am looking for something with great price. Do not care about fancy functions. All I care is that it looks good. -- 言简意赅,直达重点。

"OK, I can certainly help you with that. Is there anything specific in your mind that you are looking for?"
No, I do not. All I want is: something looks good, and has great price. The kitchen has white appliances right now. I do not plan on changing them unless I find a great deal on stainless stain. -- 再次强调,我不是你的冤大头客户, 别浪费我时间,引导我去看又贵又华而不实的电器,我忙着呢。

"Why don't you look around, and we can put a package together for you?"
Well, why do not you give me the lowest price you have on any stainless steel package, and we will go from there. -- 第三次straight him out。这个salesperson不太聪明,没办法,只好再次强调。

"I think we had a package for $2199. Let me see whether we still have it."
OK. That sounds good. I am interested in that price.

他给我扒拉扒拉找出了package,指给我看是哪几件。我看了看,除了冰箱款式稍微差一点儿,其他三件都还不错。所以我先让他给我降价,然后再要求他免费给我upgrade。

I cannot pay you $2199 for this package. I surely will not buy it today at that price.
"What can I do to earn your business today?"
Give me your lowest price on this package, and I will consider making the purchase today.
"How about $2099?"
No, I am expecting under $2000.
"You know what, I can do $1999. Do we have a deal?"
Let me call my friends who flip houses all day. I want them to tell me that this is a good price for me to buy.
--杀手锏之一,拖延时间,继续讲价。
我就当着他的面给我朋友打电话了,朋友说他们在另外一个店谈下来的价格是$2199,当然这个消息我是不跟salesperson share的。

My friend is calling his partner to verify your price. We are trying to get the lowest package price together. Let me tell you, if you can give me a good package price, I will bring my friends over here. They flip anywhere from 40 to 80 houses a year, and they need tons of appliances. I will send them directly to you if you give us a good group discount. --杀手锏之二,以更多的business来诱惑他。因为一般他的提成跟销售价格挂钩不大,能卖出他就有commission拿,所以他听到我提到我电话里面的朋友们每人一年买几十套,心驰神往啊。大概他心里已经偷偷换算成了如果他们都来找他买,他能够拿到的commission了。

"I understand where you are at, and I certainly want to earn your business today. What can we do to get the deal done today?"
Well, price is OK now. But I want the better pieces. I want the Gallery fridge which is nicer. --杀手锏之三,我不再还价,而是转向高一档的产品,要求他给我免费upgrade。

"If you want to replace with that fridge, your package price will go up by $200."
Hey, I am investor, and I am certainly cannot do that. I need the better fridge at the same package price for me to buy it today. I will have to go to Lowe's HD Sears and XXX (当地另外一家电器折扣连锁)to check their prices. --杀手锏之四,货比三家。
"You do not need to go there, I have all their prices in the computer. Let me show you right here."他真把其他几家的价格在电脑上点出来,果然他们家的最低。
Well, what they have on their website does not matter. When I go to their physical store, I will be able to get a much better package deal. --继续不为所动,以我的还价的本领,不会没有店面不给我打折的。

"Let me go to get my manager, and see what is the best we could do for you."--这个不错,经理可以给出的价格往往比salesperson能够给出的价格要好,因为他们的权限大一些。
我也没闲着,同时跟几个Investor朋友短信来去,商讨价格,他们都说如果我能够以1999的价格拿下,就是个好价格,并要求我回家后把invoice发给他们,他们也可以过来买一样的package。
经理来了,他们两人上电脑上捣鼓。我顺便提点一下经理:
Your sales guy is awesome, very helpful. I am trying to get a good package deal so that I can bring all my investor friends over. They need hundreds of sets year long. They just texted me and told me that they would want the same package deal I get. So I am expecting the absolute best price that we can give you tons of business。--同样以volume来诱惑经理。

过了一会儿,经理走了。salesperson告诉我,基本款的洗碗机缺货,他们给我高一款的洗碗机,还有我要求的高一款的洗碗机,两个upgrades,总共收我$2099。
我预计经理给他了bottom line,他没有直接给我,我猜是$1999。
然后我们俩又讨价还价了五分钟的光景。
I told you that I cannot pay over $2000 for the package, otherwise I cannot buy today.
"How much do you want to pay?" 他大概也在慨叹,怎么遇上了这么个难缠的主儿的。
Let me tell you how much I can pay today: $1950。I will give you my credit card right now for that price and let's get it done。--杀手锏之五:现金诱惑
"I cannot do $1950. How about we meet in the middle $1975?"
Nope, $1950 is how much I can pay.

"As much as I want to sell it to you today, I just cannot do it."--估价我是触到了底线了,他没法卖了。
What is $25 to you? You order a pizza and spend that. Why do not you help me a little bit from your commission? --杀手锏之六:试图让他从他的commission里面给我让利。
"I just cannot. I am sorry. It is only $25, just as you said. Can you just give me another $25 please?"
All right. You know what, I give you $1960. Let's be done with it.
(对了,还有一个杀手锏,就是问如果付现金的话,是否可以拿到更多的discount。不过这个店已经给我压到最低的价格了,我就没有再多此一举。这一招在Lowe's和HD,Bestbuy 是有效的)
"OK, I can do it. You are killing me." --可怜的sales帅哥哥,给我逼的快走投无路了。

其实这个deal非常好了,我朋友们都是$2199买的,而且配置还比我这个要低。我说话也算数,回到家后就把invoice都scan了一下,发给了三个investor大户朋友,包括这个salesperson的手机号。

其实讲价基本上上都差不多,跟不同的人要讲不同的策略。律师那边以扮可怜为主,sweet talk为辅,因为那个钱我早晚得付,非付不可的,在电器店里我就aggressive的多了,因为我有权选择不买,所以极尽可能的压到最低价格。

     [此贴子已经被作者于2010/3/21 13:05:11编辑过]



    
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smilett
89 楼
我帮着多顶顶吧,赶紧上精华~~~~
等着看和contractor还有furniture的砍价
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niki
90 楼
mm那里买电器没税?我每次买东西想到要plus 10%就很沮丧……
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wahaha18
91 楼
以下是引用稳健的天平在3/21/2010 4:59:00 PM的发言:


even retails could get 25-30% discount from the ticket price of Homedepot, lowe's and sears. it takes some time and work though.
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cowgirl
92 楼
LZ好厉害哦,我们买东西从来不知道可以讲价的。。。。。
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Vey
93 楼
 进来膜拜一下....
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lovemybaby
94 楼
以下是引用niki在3/21/2010 6:24:00 PM的发言:

    
     mm那里买电器没税?我每次买东西想到要plus 10%就很沮丧……
    
有的,很少有州不收sales tax的吧。
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lovemybaby
95 楼
以下是引用稳健的天平在3/21/2010 4:59:00 PM的发言:

    
    

    
也不一定的啊。那买车我也是很多年才买一部的啊,同样以同等的气势去砍价。要不改天来写写如何跟车行讨价还价的?
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puzzlebubble
96 楼
请问到哪里去查foreclosed property的lien啊?我们才买了一个,还没close呢。没听说有lien.... 以下是引用lovemybaby在3/18/2010 7:25:00 AM的发言:

    
     哈哈我逗他呢,我买以前就知道这个lien的。是foreclosed property,所以lien都归我,我能谈下价格的话,少付一分,我自己就多赚一分,明白了吗?

    
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lovemybaby
97 楼
以下是引用puzzlebubble在3/21/2010 9:03:00 PM的发言:

    
     请问到哪里去查foreclosed property的lien啊?我们才买了一个,还没close呢。没听说有lien....
    
你买的是REO吗?REO不存在这样的问题的,别担心。
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popillia
98 楼
以下是引用lovemybaby在3/21/2010 8:08:00 PM的发言:

    
     也不一定的啊。那买车我也是很多年才买一部的啊,同样以同等的气势去砍价。要不改天来写写如何跟车行讨价还价的?
    
这个太好了。。。

我看到很多人都有这个问题的,毕竟买车是不多的几个大家知道可以讲价的,但是又不知该如何讲价。。。
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puzzlebubble
99 楼
谢谢,是REO。我原来以为REO就是foreclosure呢:)赶快google了一下:):http://blog.roost.com/2009/02/26/foreclosure-short-sale-reo-%E2%80%93-terms-mean/ 以下是引用lovemybaby在3/21/2010 9:05:00 PM的发言:

    
     你买的是REO吗?REO不存在这样的问题的,别担心。
    
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understandme
100 楼
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