How much should a woman spend on clothes, shoes, handbags and other fashion paraphernalia? Here's one way to break it down according to personal finance expert Jean Chatzky, a regular money contributor to the Today Show and The Oprah Show.
Clothing falls into the "Other Living Expenses" category, along with Entertainment, Vacations and Eating Out.
Depending on the day—and our mood—we both thank and blame Chatzky for reinforcing our budget-minded mentality, what with her constant incantations of "boring is better" and "make your money work for you" and "save don't spend." But ultimately, she's taught us so much, and we think her pie chart is a valuable tool for managing your money wisely. (Mmmmm...pie)
So how much do you budget for clothing? (You do have a budget, right?)
From the Consumer Expenditure Survey data from the Bureau of Labor Statistics we can dig in and find how much the average household actually spends on clothing.
In 2007 the figures for what the average household spent on apparel were: Apparel, men and boys = $435 Apparel, women and girls = $749 Apparel, children under 2 = $93 Footwear= $327
Added up thats $1,604 per year. The average household has 2.5 people so this comes to $641 per person on average spent on shoes and clothing.
The figure for clothing spent on children under 2 seems a bit high. Keep in mind this is the average and most households do not even have a child under the age of 2. I'm wondering if the figure includes the amount spent on diapers. I wouldn't be surprised if it did. That would account for it being that high on average.
But keep in mind this is the average amount and its skewed high with the higher spending people. Typical spending is better represented by people who have middle income level. So I'll look at the spending of people who make the middle 20% income level.
The 3rd quintile spends: Apparel, men and boys = $356 Apparel, women and girls = $673 Apparel, children under 2 = $83 Footwear= $322
Thats $1,434 total for the middle income households. With 2.5 people per household that is $573 per person annually spent on apparel and footwear for middle income earners.
How Much Should You Spend on Clothes?
How much should a woman spend on clothes, shoes, handbags and other
fashion paraphernalia? Here's one way to break it down according to
personal finance expert Jean Chatzky, a regular money contributor to
the Today Show and The Oprah Show.
Clothing falls into the "Other Living Expenses" category, along with Entertainment, Vacations and Eating Out.
Depending on the day—and our mood—we both thank and blame Chatzky for
reinforcing our budget-minded mentality, what with her constant
incantations of "boring is better" and "make your money work for you"
and "save don't spend." But ultimately, she's taught us so much, and we
think her pie chart is a valuable tool for managing your money wisely. (Mmmmm...pie)
So how much do you budget for clothing? (You do have a budget, right?)
[此贴子已经被作者于2009-7-28 15:10:50编辑过]
June 14, 2009
How Much Do People Spend on Clothes?
From the Consumer Expenditure Survey data from the Bureau of Labor Statistics we can dig in and find how much the average household actually spends on clothing.
In 2007 the figures for what the average household spent on apparel were:
Apparel, men and boys = $435
Apparel, women and girls = $749
Apparel, children under 2 = $93
Footwear= $327
Added up thats $1,604 per year. The average household has 2.5 people so this comes to $641 per person on average spent on shoes and clothing.
The
figure for clothing spent on children under 2 seems a bit high. Keep in
mind this is the average and most households do not even have a child
under the age of 2. I'm wondering if the figure includes the amount
spent on diapers. I wouldn't be surprised if it did. That would account
for it being that high on average.
But keep in mind this is the
average amount and its skewed high with the higher spending people.
Typical spending is better represented by people who have middle income
level. So I'll look at the spending of people who make the middle 20%
income level.
The 3rd quintile spends:
Apparel, men and boys = $356
Apparel, women and girls = $673
Apparel, children under 2 = $83
Footwear= $322
Thats $1,434 total for the middle income households. With 2.5 people per household that is $573 per person annually spent on apparel and footwear for middle income earners.
汗...
$1,434 / 5%=$28,680 这个是全家的年收入总额？
居然没有insurance和healthcare，那可是两个很大的项目呢。不知道怎么分类的。
[此贴子已经被作者于2009-7-28 16:53:20编辑过]
en....我觉得他这个算得很有问题。
transportation为什么占那么多呢？一年税后80000的收入，真的需要12000,一个月1000在transportation上面？那也太多了。
而且他这个chart居然没有insurance和healthcare，那可是两个很大的项目呢。不知道怎么分类的。
可能是把车贷款算进去了吧，两俩车加保险加油费加维护的话还要更多呢。。
可能是把车贷款算进去了吧，两俩车加保险加油费加维护的话还要更多呢。。
我刚才没想清楚。以为汽车贷款算debt. 压根没把这个算成transportation.
而且想着80000的single.
[此贴子已经被作者于2009-7-28 16:59:08编辑过]
Impossible!!!!!
不成比例。。。。。一个包包就已经把一年，甚至两年的budget用完了。。估计apply在那种女生不fan名牌的家里还比较贴切
一般家庭八，华人上这样买名牌包的还是少数
我有很多朋友，基本不买衣服的，每年大sale的时候跑到macys或者kohels这种地方去采购一批
一年都花不了1千多。。。。
a
[此贴子已经被作者于2009-7-28 17:09:10编辑过]
这个倒是，我考虑的是single税后80000的情况。家里要两口人也算中产阶级。
transportation policy一般是按household income的10% 估算transportation spending.
[此贴子已经被作者于2009-7-28 16:23:04编辑过]
single税后80000，这得有130k的年收入才达得到，我很怀疑有多少single能到这个水平，弯曲的除外
single税后80000，这得有130k的年收入才达得到，我很怀疑有多少single能到这个水平，弯曲的除外
我刚才没想清楚。以为汽车贷款算debt. 压根没把这个算成transportation.
very guity looking at these numbers
能者多劳，多劳多得